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So, you’ve sold your business. What’s to do next?

You’ve sold your business!
Congratulations are in order, but we also understand that letting go of your venture can be difficult. You’ve invested all your time and effort into marketing your services, growing into your market, then
valuing your business, finding a suitable buyer and now you have to let go of your company entirely. The process of selling a business is more stressful than most would believe!

Now that you’ve made the big move, what’s to do next?

Buy a New Business

You have had so much success with your latest venture that it would be a shame to stop now! Your hands are significantly less full, so it may be time to buy a businessagain. Whether you’re confident staying in the industry your last business was in, or you’re looking to shake it up and move to a topic you find more exciting, you have free rein to decide what you want to invest in next!

What’s more is you’ve gained more experience from your most recent sale, so you’re even better equipped to navigate a new project. Being a business owner may perfectly suit your lifestyle with flexible working hours, and your personality strengths, such as your confidence. If this is the case then there is no reason for you to stop!

Volunteer Work

If the profit you’ve made from selling your business is great enough, you may decide you don’t need to take a paid job role again. Volunteer work is available to give your life a bit of structure, but with very flexible hours and a wide range of job roles. Volunteer tasks are typically very easy to fulfil, but they’re great socially, and they support local charities.

If you’re looking to unwind a little after a stressful business venture, volunteer work may be more than enough for you. You’ll still receive the benefits of working alongside friendly colleagues, but there’s less pressure on your performance.

Volunteer work can also be taken up alongside a part-time paid job role, so if you’re passionate about a charity and you’ve just sold your business, you can contribute even if you still want some paid work.

Retirement

You might have decided to sell your business to enjoy your retirement fully. It is possible to remain a business owner while retired. However, the responsibility is still there to sign off on major decisions and ensure that your company is complying with the law.

Selling your business before retirement provides a nice chunk of money to help you enjoy life without the worry of debt. Your business is of better value to somebody who wants to actively be involved with the day-to-day, and you deserve to relax without financial stress once you’ve decided to retire.

Retirement allows you to spend time relaxing with activities you enjoy, like visiting friends or gardening, but it also doesn’t have to be final. You can still provide friendly advice to business owners who would appreciate your expertise, or you can take up volunteer job roles at a later date if you miss the structure of a working day.

Selling a business doesn’t mean the end of your purpose! The close of one professional chapter is often the start of a new venture, and nothing has to be final. There are so many opportunities for work that it makes sense to consider a career change because life is short.

If your aim is retirement, selling your business is an excellent step to financial security and ridding yourself of unnecessary stress. If you’re not ready to throw in the towel on owning and transforming businesses, then you have the excitement of being able to start a new project. Don’t stress, and enjoy your newfound freedom!

Digital marketing agency ATTAIN makes five new appointments to its management team

ATTAIN – which was acquired by global software specialist ICX4 in August – has seen a rapid increase in demand for its services as businesses gear themselves up for ecommerce to cope with the impact of Covid-19.

The expansion sees the ATTAIN team almost doubling in size, with appointments including: Natasha Capper as head of customer acquisition; John Grimshaw as business development manager; account manager Becca Boone; Alex Graham as sales support manager and Salim Guechoud – who completes the round of new appointments by taking on the role as technical manager.

The Wigan-based team will also be opening a second office in Trafford, and a focus on launching free webinars in 2021 will signal ATTAIN’s intention to be the go-to agency for small businesses needing digital marketing support.

Natasha said: “We are delighted be joining the business at this crucial time. The market is going through accelerated digital transformational change, and we have a unique opportunity to use our technical knowhow to help shape the next generation of business.”

Commercial manager Jackie Salt said: “Customer service has always been a top priority at ATTAIN. We really care about every one of our clients and therefore have committed to investing in our team to continue to give our trademark high level of personalised service to our new and long-term customers.

“Businesses have been hit hard by the lockdowns and have had to adjust quickly to survive. And we have been here to help them do that – from setting up e-shops to reassuring clients’ customers through targeted email campaigns and finding new audiences with digital marketing.

“The new key roles are the underpinning of the structure of the whole company and will support our ambitious plans for expansion in 2021.”

Investing In 2021: Why It’s Now Accessible for Everyone, Not Just Professionals

There was a time not too long ago where investing was limited to a chosen few. Technology made it difficult and costly to make trades. Swing trading was almost impossible without having tons of resources, and very few dared investing without working with an adviser. Today, investing is within everyone’s reach, no matter your budget, background, or experience. Let’s take a look at why investing in 2020 is accessible to everyone, and how you can start.

The Number of User-Friendly Financial Instruments

There are more financial instruments than there once was, and many of them cater to lesser experienced investors. ETFs are a perfect example. Instead of having to invest in one particular stock, you can invest in a variety of stocks in the same sector.

Forex is another market that was much more difficult to access before but has now been opened up thanks to technology. Virtually anybody can start trading on in Forex, and some platforms allow you to start with no minimum deposit required.

You still have the same options that you had before, but research is easier. It’s much easier to find well managed top-performing mutual funds than before. The bond market has also been greatly opened by technology, and now allows more variety and liquidity.

Robo Advisors

The idea of having AI pick stocks for you shouldn’t be too farfetched when considering how much data these can process compared to a human and how data-driven stock trading is. Robo advisors can theoretically be used to build portfolios for you. However, very few use them that way. Instead, they can guide you or help validate some of your choices. You can look at some of the recommendations they offer, and see which ones make sense.

Community Trading

Technology has also allowed traders from all over the world to build communities and exchange advice easily. You now have platforms that allow you to shadow trades from successful traders. The amount of support you’ll get from the people in the community is something that would’ve been impossible not too long ago.

How to Start Investing

Well, if your goal is to be an actual investor, you will first need to start with a goal. One great resource to start with if you need help with investing would be Why invest? by Willis Owen. On this page, you will learn exactly why you should start investing and how to set goals for yourself. They have a useful tool that will allow you to see the type of returns you could expect depending on your initial investment, how long you want to invest, and the amount of risk you’re willing to take.

As you can see, investing is much more accessible than many might imagine. Make sure that you start with what you can handle, and consider working with a professional if you’re ever in doubt.

Bolton marketing agency delivers some Christmas cheer to clients

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Bolton-based Tao Digital Marketing has teamed up with a local brewery to bring some Christmas cheer to their clients.

They have collaborated with Bolton brewery Northern Monkey to add their own twist to fruity American IPA ‘Crank It Up a Gear’.

The brew’s custom-made label, designed by Utter Creatives, uses Tao Digital’s logo with a laptop and phone in the business’s blue and green colours.

Matt Tomkin, Founder of Tao Digital, said: “We could have sent out the typical box of chocolate and sweets to customers, but this year, more than ever, we wanted to use this opportunity to collaborate with a local business, particularly one that has been badly impacted by the pandemic.

“We love the design that Utter Creatives came up with; it really shows what Tao Digital is all about. The team enjoys a good IPA, as do our clients, so it’s a perfect way to show them our appreciation for their continuing support.

“We want to work with other Bolton businesses wherever we can and keep talent in the town.”

Ryan Bailey, Founder of Northern Monkey, said: “The idea of having a beer specially brewed as gifts for Tao Digital’s clients has been a great boost to us at a time when the demand from pubs and bars has been all over the place.

“It’s great that Bolton businesses can come together at a time when independent companies, particularly in the hospitality sector, have been hit terribly with the coronavirus measures.”

The team has been delivering the bottles to clients after posting a fun video on their social media channels featuring ‘Santa Matt’ dressed ready to go out and spread Christmas cheer.

Stagecoach appoints new Managing Director for Manchester

Lee, who has extensive experience across public transport, airports and retail, will join on 4 January 2021. It follows a competitive process involving internal and external candidates over a number of weeks to search for a successful candidate to run Stagecoach’s biggest bus company. Lee will succeed Elisabeth Tasker, who announced in August that she was planning to retire in January to spend more time with her family after spending 20 years with Stagecoach.

Lee will be responsible for 2,300 employees and more than 750 buses operating across Greater Manchester enabling around 106 million bus journeys a year. Over the past five years, Stagecoach Manchester has invested more than £37million in new buses and services, including the introduction of the region’s first double decker electric buses representing one of the biggest single investments in electric buses anywhere in Europe.

Lee was most recently Customer Service and Security Director for Manchester Airport Group, delivering front line services to 30 million customers a year. He has worked in senior customer service positions across a range of sectors, including Northern Rail and Transdev, as well as a number of fast-moving consumer goods businesses including Asda, Iceland, Pets at Home and PepsiCo. Lee also has extensive experience of stakeholder engagement, having worked closely with national and local authorities and major business groups throughout his career. Lee (56) lives near Chester with his wife and two children.

Stagecoach has a major presence in the North West, supporting nearly 4,500 direct jobs and a further 1,500 jobs through the supply chain. For every £1 in direct GVA contributions, an additional 61p is pumped into the wider regional economy.*

Carla Stockton-Jones, UK Managing Director for Stagecoach said: “We’re delighted that Lee will be joining Stagecoach Manchester in January.

“Our bus services play a major role in connecting communities across Greater Manchester and as we start to re-build from the impact of Covid-19, our priority is to work with stakeholders to deliver the best and most sustainable bus network for the region in the longer term. Lee’s vast experience will help us to ensure we are in the best position to maximise the significant opportunities for public transport in the future.

“At the same time, we must play tribute to Elisabeth Tasker for her fantastic contribution to the business and the local community, and wish her the very best for her retirement. Under Elisabeth’s leadership, major investment has been made to improve services for customers, with new buses and new services including the recent introduction of region’s first ever double decker electric buses. She has been a great asset to Greater Manchester and I’m sure everybody will join me in wishing her well.”

Lee Wasnidge added: “Greater Manchester is a hugely important region and there are some massive opportunities to help the region grow. Our bus services play an extremely important role in Greater Manchester, the powerhouse of the north, and are vital to supporting the local economy and communities as we recover from Covid-19.

“Partnerships will be crucially important as we move forward into the post-Covid world in ensuring that public transport supports the country’s green recovery. I’m looking forward to re-connecting with Transport for Greater Manchester and Greater Manchester Combined Authority and building new relationships with all the other stakeholders across the region as we work together to ensure Manchester has a world-class transport system.”

Manchester’s Sinéad Lowe and Penelope McMylor join the premium spirits firm

The company, which was created earlier this year as a sister firm to Kingsland Drinks, is headed by industry stalwart Becky Davies, who sits at the helm of Ten Locks as head of commercial.

Sinéad Lowe, joins the business as agency brand development manager, while Penelope McMylor has been appointed as sales manager for the start-up dedicated to creating and curating global drinks brands with purpose.

Sinéad Lowe has 20 years’ experience in the drinks industry, most recently in marketing at Signature Brands, part of LWC Drinks. Sinéad has also worked across import, distribution and marketing for spirits firm, Love Drinks.

At Ten Locks, Sinéad will use her industry expertise to lead the development of marketing strategies for the company’s portfolio. The firm has recently announced a series of compelling, purpose-led brands with a range of stories to tell and quality credentials, and Sinéad will focus on multi-channel campaigns, which bring the brands to life for the UK drinks trade and consumers.

Formerly North West sales manager for Mangrove Global, Penelope McMylor joins Ten Locks as sales manager. Penelope will be responsible for Ten Locks’ portfolio in the bar, restaurant and premium and specialist retail sectors, asserting the company as a go-to for premium, authentic and credible brands.

Like every member of the Ten Locks team, Penelope brings years of behind-the-bar experience to the role, having worked for some of Manchester’s top cocktail bars and venues. During her time in hospitality, Penelope developed an unrivalled passion for spirits, going on to participate in several nationwide cocktail competitions before she was head-hunted to work on the other side of the bar in the world of drinks.

Becky Davies comments: “We work in an industry that has people at its heart – it’s what makes it so special – and so welcoming Penelope and Sinéad to the team is a real highlightfor me. Not least because they bring bags of incredible experience and energy, but also because – much like Ten Locks – they want to be a force for positive change in an industry capable of great things.

“Sinéad’s well-rounded and strategic approach to brand building – from sales and marketing to distribution and wholesale – makes her a powerful cornerstone of the team. Our portfolio is designed to unleash untapped trends and innovative products, inspire the trade and lead consumers to new drinks and flavours. With boundless enthusiasm – which is really quite contagious – and long-standing experience, she’s perfectly placed to amplify what we’re bringing to the UK drinks scene.”

Becky continues: “With a similar background to my own, Penelope has years of on trade spirits and hospitality experience. Her drive, creativity and passion, along with a knack of seeing blind spots from both sides of the bar, means she joins Ten Locks with second-to-none relationships and ready to play a critical role in embedding Ten Locks in the industry.

“We launched Ten Locks in one of the most challenging years in history; the addition of Sinéad and Penelope can be considered a sign of our confidence in the UK drinks economy in the long term, despite the difficult times being endured right now by so many.”

“Additionally, Ten Locks plans to expand its team in early 2021 and will be recruiting for a variety of roles in the New Year – more positive news for the industry after such a tough year.”

Since launching in August, Ten Locks has worked to create and curate a powerful portfolio of compelling global brands including Nusa Caña, West Cork Irish Whiskey, Applewood Gin, Salford Rum, Banhez Mezcal, Diablesse Rumand ElTequileño – with more additions to the portfolio set to be announced soon. All brands are available to the UK on and off trade now.

Why Your New Company In The Netherlands Needs A CSP

 

If you’ve started thinking about setting up your own company in The Netherlands, then chances are you’re already deep in a sea of forms, licenses and registrations. Of course, setting up a business there is much easier than many other counties, hence the attraction, but what you’re taking on is a big leap, not a walk in the park. However, there are some steps you can take towards making your path towards that first day of operating a little easier.

 

A suggestion you may have already come across on yourjourney is making use of a CSP, or corporate service provider. If you’ve got this far doing everything yourself, then you may have been reluctant to dig too deeply into researching this but trust us: with the right trust office, you can hit the ground running.

 

What Is A CSP?
The term “corporate service provider” is a vague, catch-all term for firms that engage in business activities on behalf of their clients. If that sounds even more vague than the acronym did, it’s because these business activities can be as broad or specific as you like. They can help to comply with local legislation, they can help with payroll and accounting, and take on the responsibility of the business’ taxes. Duties vary from country to country and business to business (somewherelike Bermuda, with its massive banking sector, relies heavilyon local CSPs to navigate local and international legislation) but the essence is the same: a feet-on-the-ground firm to help carry the load.

 

Why Your Netherlands Company Needs A CSP

While the law in the Netherlands says that you do not need to nominate a Dutch director, engaging a Dutch trust service is a very canny move and something that will save you a lot of potential headaches. If you’re asking how can Dutch trust services help your business formation, then you need to think about potential headaches in your new company’s home and your own, so read the article from INCO Business Group for more information. One example of the challenges you might face is that companies set up in the Netherlands looking to take advantage of tax treaties and benefits need to show that they are meeting the defined substance requirements, are actually doing business in the Netherlands, and the Dutch watchdogs can also decide to tell the authorities in your country about certain transactions. A trust company will give you the substance required and will help you avoid any anti-abuse roles. INCO Business Group has formed over 1000 business in the Netherlands and they can help you to decide what kind of services are the best fit for you.

 

It Will Save You Time

Let’s be honest, you aren’t setting up your business so you can explore the ins and outs of the local systems when it comes to taxes, licenses, registration and paperwork. A local trust service will allow you to appoint knowledgeable professionals to act as director or as shareholders, as well as helping you navigate the choppy waters of local laws and legislation. In a sense, you’ll be employing the services of a local guide as well as helping to make sure that you meet all the criteria for the favourable tax incentives and benefits that the Netherlands has to offer.

FAR EAST CONSORTIUM TOPS OUT AT THE GATE AND THE STILE AT MEADOWSIDE RESIDENTIAL SCHEME IN MANCHESTER

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Developer Far East Consortium has topped out at The Gate and The Stile residential schemes at its £200m Meadowside development in central Manchester.

The socially distanced event marked the highest point being reached of the 22-storey The Gate and 17-storey The Stile, glass fronted towers providing a total of 286 one, two and three-bedroom apartments and penthouses with concierge, gym, residents’ lounge and terrace overlooking Angel Meadow, the largest park in Manchester city centre.

Due for completion in autumn 2021, The Gate and The Stile are being delivered on behalf of FEC by Westfields Construction.

The two buildings form a key element of the Meadowside development, which will ultimately provide a total of 756 apartments and townhouses bordering Angel Meadow.

Attending the topping-out ceremony were FEC regional general manager Gavin Taylor, FEC delivery director Nick Whitehouse, Westfields managing director North region Mark Peatfield and Westfields regional project director Robert Todd.

Gavin Taylor, FEC regional general manager, said: “Despite all the disruption caused by the pandemic in 2020, we continue to push forward, with the topping out of The Gate and The Stile representing the latest important milestone for our Meadowside scheme, the first major project and residential community being delivered by FEC and its construction partners in in the region.”

James Varley, managing director of Westfields Construction, said: “As we chalk off key milestones and look ahead to project completion, we wish to thank FEC for the opportunity in delivering their landmark scheme at Angel Meadow. We are pleased that the relationship between FEC’s team and that of our own goes from strength to strength and look forward to further opportunities with FEC in Manchester.”

The first residential scheme at Meadowside to have been completed is Mount Yard, a 12-storey building offering one, two and three-bedroom apartments and townhouses, with the scheme due to complete in April 2021.

Meadowside spearheads the Northern Gateway, an investment partnership between FEC and Manchester City Council to deliver more than 15,000 new homes across the north side of the city centre over 15 to 20 years.

Special offers to prospective buyers of properties at The Gate and The Stile include:
Help to Buy – providing up to 20 per cent off the cost of a newly built home, so buyers only require a 5 per cent deposit and 75 per cent mortgage to make up the rest;
and in conjunction with Help To Buy, FEC is ‘giving back’ to NHS and care workers by ‘gifting’ a 5 per cent deposit contribution towards a new home at MeadowSide.

Bring Digital adds three new team members following record growth year

Multi-award-winning eCommerce agency Bring Digital has hired three new digital specialists to join its team following another consecutive year of record growth.

The news sees the Manchester-based agency expanding the teams in both its SEO and its Paid Search departments.

It’s the direct result of a year which saw Bring Digital surpass £3 million in revenue and achieve the title of ‘UK eCommerce Agency of the Year’. The agency also welcomed several new client brands including Boohoo, Swinton Insurance and Slater Menswear.

Joining the SEO department are Grace Edwards and Ben Magnall. Grace joins the Content team from Manchester-based digital marketing Custard, and Ben joins the Technical SEO team following a stint at app development agency Indiespring.

Aidan O’Sullivan begins his tenure in Bring Digital’s Paid Media team. He joins from Manchester eCommerce agency PushON, where he developed key paid marketing channels for his clients.

“Being able to welcome new faces is one of the most rewarding parts of the record-breaking year we’ve had,” says Justin Young, Managing Director at Bring Digital. “We’re a people-first business, so reinvesting into our teams is at the heart of our ethos. It’s the reason we’ve been able to grow even in such a challenging season.

“We can’t wait to see what Grace, Ben and Aidan will bring for our clients.”

Three new key hires for Manchester-based Equity Release Supermarket

Equity Release Supermarket (ERS) continue to bolster their industry presence with the addition of three new appointments this month.

Andrew O’Connor, John Spink and Sara Whitbread will be joining the company, bringing a wealth of expertise, having each built up between 20 to 30 years’ experience within the wider financial services industry.

Equity Release Supermarket (ERS), one of the leading independent equity release advisory services, is continuing to expand operations and these new appointments take the company’s national network of advisers to 54, with news that more are set to join in the New Year.

Mark Gregory, Founder and CEO of Equity Release Supermarket commented: “We’re delighted to welcome three new faces to our experienced and well-established team. The industry is becoming increasingly aware of our exceptionally high standards of advice and inclusive culture, which continues to attract the most talented of people to the business. Andrew, John and Sara’s respective expertise will help us to further strengthen our position and reach throughout the UK.

“Our strategy isn’t to always look for advisers that have years of equity release experience, as that can sometimes be a challenge to train and mould them into the standard we demand at Equity Release Supermarket. Our new hires bring with them a breadth and depth of financial planning expertise, which fits perfectly with our approach of seeing equity release as just one aspect of later life lending and holistic retirement planning. They also highlight our commitment to investing in recognised talent amidst challenging market conditions and our continued investment within the sector.”

The newcomers are based in Hampshire, East Sussex and South Wales respectively, supporting the company’s growing national presence.

Andrew has over 20 years’ financial services experience having worked at Lloyds Bank and Chase De Vere previously. Whilst John brings a background in both wealth management and financial planning. This experience will help garner further demand within the wealth management sector. John has also held high-profile positions in several organisations, including working as the Royal Bank of Scotland’s Regional Director for Specialist Advice.

Prior to joining Equity Release Supermarket, Sara worked as an adviser offering both mortgage advice and equity release advice in London and Hong Kong. Sara’s appointment is representative of Equity Release Supermarket’s gender diversity and equality, in fact this year alone they have more than doubled their female count.

Mark continued, “At ERS we have always championed a gender diverse team, with the understanding that this not only makes for a better business, but also one that is more adaptable to a wider range of situations, and appeals to a wider range of clients.

“These new appointments are certainly reflective of our mission to have only the best of the best working for us.

“The global pandemic has of course challenged businesses in every sector, our industry included. However, we have an exceptionally talented and pro-active team who deliver unparalleled support and services to our clients, which have enabled the business to progress this year.

“We have also continued to enhance our offering with the addition of new digital practices, tools and guides, which have really resonated with our clients and partners, assisting them through this year’s adjustments. Our clients remain our number one priority and I look forward to watching Andrew, John and Sara excel within the business, helping us to thrive as a team and supporting our customers in every way we can.”

The company, now 54 advisers strong based across the UK, believes in recruiting advisers on the quality of their advice and developing them through their in-house training academy.

Mark commented on the company’s results and future plans: “There’s no doubting that this year has presented many challenges. However, despite these challenges, we have continued to stay true to our ethos and roots, taking a pioneering approach and adapting nimbly to all activity and the industry as a whole.

“This dynamic approach has seen our enquiry levels surge and subsequently the appointment of more talented advisors, setting us in a strong business position in the lead into the new year.”