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Car Insurance In Manchester: Ultimate Guide

Automotive

Sam Allcock

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03/11/2022

Car Insurance In Manchester: Ultimate Guide

If you’re a car owner in Manchester, then you know that car insurance is a necessary evil. After all, no one wants to pay for something that they may never use. But the truth is, car insurance is an important safety net that can protect you financially if you’re ever involved in an accident.

With so many different car insurance options available, it can be tough to know which one is right for you. That’s why we’ve put together this ultimate guide on how to shop for car insurance in Manchester. We’ll help you understand the different types of coverage available and how to choose the best policy for your needs.

So, whether you’re a first-time buyer or a seasoned veteran, this guide will give you all the information you need to make the best decision for your car insurance needs.

Types of Car Insurance Coverage

There are three main types of car insurance coverage: liability, collision, and comprehensive. Let’s take a look at each one in more detail:

Liability Coverage: This type of coverage protects you financially if you’re found at fault for an accident. It can help pay for things like repairs to the other driver’s vehicle, medical expenses, and legal fees.

Collision Coverage: This type of coverage helps pay for repairs to your own vehicle if it’s damaged in an accident. It can also help pay for a rental car while your vehicle is being repaired.

Comprehensive Coverage: This type of coverage helps pay for repairs to your own vehicle if it’s damaged by something other than an accident, such as theft or vandalism. It can also help pay for a rental car while your vehicle is being repaired.

Car insurance coverage limits

Car insurance coverage limits help to set the maximum amount that an insurance company will pay for damages resulting from an accident. There are typically two types of coverage limits: per-person and per-accident.

The per-person limit is the maximum amount that the insurer will pay for each individual injured in an accident, regardless of how many people were involved. The per-accident limit is the maximum amount that the insurer will pay for all injuries and damage caused by an accident, regardless of how many people were involved.

In most states, insurers are required to offer a minimum level of coverage, but drivers can purchase additional coverage if they wish. Limits can be expressed as a dollar amount or as a percentage of the driver’s total coverage.

For example, a policy with ￡50,000 in coverage may have a per-person limit of ￡25,000 and a per-accident limit of ￡50,000. Or, it may have a per-person limit of ￡50,000 and a per-accident limit of 100%.

Most policies also have a deductible, which is the amount that the driver must pay out-of-pocket before the insurer will pay any benefits. Deductibles are typically expressed as a dollar amount or as a percentage of the driver’s coverage limit. For example, a policy with ￡50,000 in coverage and a ￡500 deductible has a 1% deductible. A policy with ￡50,000 in coverage and a ￡5,000 deductible has a 10% deductible.

Choosing the Right Policy

Now that you understand the different types of coverage available, it’s time to choose the right policy for your needs. The best way to do this is to work with an independent insurance agent who can help you compare rates from multiple insurers. They can also help you customize your policy to make sure you’re getting the coverage you need at a price that fits your budget.

Reeds Solicitors secures position in The Times Best Law Firms list

Awards
Legal

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03/11/2022

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Reeds Solicitors secures position in The Times Best Law Firms list

Leading national law firm with a strong presence in Manchester, Reeds Solicitors LLP (Reeds), has secured a position in the latest list of The Times Best Law Firms.

Published today, The Times Best Law Firms is in its fifth year running. Compiled by The Times newspaper and the independent market-research company Statista, the list identifies the leading 250 law firms in England & Wales and the leading 20 firms in Scotland.

The award-winning criminal defence and multi-disciplinary law firm prides itself as providing a high-quality service, tailored to the unique circumstances of each client. Each local office has been moulded to the needs of the community it serves. The leading practice has been shortlisted for a number of awards including Legal Aid Lawyer of the Year and Lexis Nexis’ Wellbeing awards; and has been recognised yet again for the quality of its services with a listing in the Legal 500 as a Top Tier Criminal Defence practice.

Commenting on the listings Reeds’ managing partner, Jan Matthews said:

“Despite the turmoil in the legal industry, ongoing political upheaval, and economic uncertainty affecting the UK, we are proud to continue to be recognised for our expansion and fantastic work in serving our local communities. Never has it been more important to do so than today with the current cost of living crisis.

To be recognised as one of the UK’s leading firms is quite the achievement particularly as we continue to offer legal aid across a number of our areas of law, despite the lack of funding across the board. The long-standing underinvestment of the criminal justice system makes us even more determined to continue to provide these much-needed services. To ensure we are in a position to provide help no matter what our clients’ circumstances, we plan to continue our national expansion with both bespoke privately funded and legal aid services across England and Wales.”

RSM UK’s drive for organic growth continues as it announces director promotions and record trainee intake in the North West

Appointments

Sam Allcock

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03/11/2022

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RSM UK’s drive for organic growth continues as it announces director promotions and record trainee intake in the North West

Leading audit, tax and consulting firm RSM UK has announced 40 new promotions to director, with nine of the promotions based in the North West.

RSM UK has strengthened its audit faculty with the promotion of Charlotte Massey in Manchester, Michael Oates in Preston and Chris Phillips in Stoke. In its tax faculty, Louise Cowell (Manchester) and Chris Alderman (Stoke) have both been promoted. In addition, Chris Buckle has been promoted in consulting (Crewe), Helen Gibson in mergers and acquisitions (Preston), and Nicki Wall in accounting and business advisory (Stoke). Chris Evans has also been promoted in the national finance office, and will be based in Manchester.

The newly appointed directors are among 40 promotions to director across the national firm – matching 2021’s largest ever cohort of new directors. Dozens more staff have also been promoted as RSM UK aims to become a first-choice employer of highly skilled people, and the leading adviser to middle market firms globally. This latest promotion round marks another significant milestone in its continued bid to strengthen the growth of the firm from within its own ranks.

RSM UK has also recently recruited a record high of 723 new students across the UK in 2022. The move surpasses its 2021 intake by 20%, as the firm continues to invest in its long-term growth plans. Specifically in the North West, the firm has taken on 112 new students, across all service lines in the business.

Kevin Duffy, RSM UK’s regional managing partner for the North West, said: ‘Our latest round of director promotions recognises the hard work, dedication and talent of our team in the North West. They have worked incredibly hard to reach this stage and I know they will each play an important role in driving our regional growth. I am also delighted to welcome our new trainees for 2022 who will look to our new directors for support as role models as they embark on their careers at RSM UK.

‘Both the promotions and record intake of trainees this year demonstrate our confidence in the strength of the region and our desire to be both a key player and employer – recruiting, developing and retaining the very best of talent in the North West.’

Zerum grows headcount with four new hires

Appointments

Sam Allcock

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03/11/2022

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Manchester and Leeds based Planning, Project Management & Cost Management Consultancy, Zerum have made four new hires to their Manchester team.

Kate Salter has joined Zerum as Senior Planner from Nexus Planning based in Manchester. Kate has previously worked on projects such as Cowley Hill, St Helens and Sale West Estate Regeneration, Trafford.

Kate will be working on a number of major mixed-use schemes across the North West, Yorkshire and the wider UK, including the delivery of 1mft2+ of office and hotel space in Leeds City Centre, a new Hydrogen facility in Wales, and a transformative new residential development in Nelson.

Kate Salter said: “I am very excited to be involved with the incredible schemes we are working on at Zerum. I am looking forward to joining such a great team full of top-tier talent and re-shaping skylines across the UK.”

Zerum has also welcomed Paul Loft as Senior Project Surveyor who has joined the business from Capita.

Takudzwa Rashai will also join as Project Surveyor, working alongside Paul Loft and the wider team. He has previously worked at Manchester City Council and both will assist with the delivery of a selection of prestigious residential schemes across the North-West and Yorkshire including Gorton Street, Salford and City Place, Chester.

Ben Kilbride also joins Zerum as a Trainee Project Manager to support the Project Management team. Ben will be working on a number of Zerum projects including Natex, Liverpool.

Zerum are currently delivering services on site with the following notable schemes including KKR’s St Michael’s Phase 1 (£59m), Natex in Liverpool, City Place, Chester and Thorpe Park, Leeds.

On the growth of the Zerum team, Russell Wright Turner, Cost Management Director stated: “People are a huge part of our business and we are delighted to have expanded our team again with four new excellent hires.

“We are very much looking forward to finishing off 2022 on a high and jumping into 2023 raring to go as we continue to work with our clients on some of Manchester and Leeds’ biggest developments.”

Zerum works across the whole of the UK from their Manchester and Leeds offices and is a multi-disciplinary property and construction consultancy.”

Vengrove secures third acquisition for VRE Industrial Partners fund

Acquisitions

Sam Allcock

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03/11/2022

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Vengrove secures third acquisition for VRE Industrial Partners fund

Vengrove has completed the acquisition of Unit 6 Westpoint Enterprise Park, Trafford Park, Manchester for VRE Industrial Partners, its UK industrial and logistics strategy.

The property comprises a 63,500 sq ft logistics unit let to Sadaqat Global Limited., a manufacturer and distributor of textiles and home furnishings.

It was acquired by way of a sale and leaseback for a term of 10 years with no break and is the tenant’s key UK distribution location.

Will Hunting, Partner & Head of Investment at Vengrove, commented, “This marks VREIP’s third acquisition in the North West and second in Manchester within the M60. The JV actively seeks exposure to locations with strong fundamentals and favourable supply and demand dynamics and, as one of the UK’s core industrial and logistics locations, Trafford Park typifies this.”

Vengrove was advised on the transaction by BNP Paribas Real Estate, Greenberg Traurig, LLP, Watts Group Limited, and Nova Ambiente (part of Nova Group, GBC).

HILTON SMYTHE CELEBRATES FIFTH ANNIVERSARY OF SUPPORT WITH HISTORIC BOLTON CHARITY

Charity

Sam Allcock

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03/11/2022

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HILTON SMYTHE CELEBRATES FIFTH ANNIVERSARY OF SUPPORT WITH HISTORIC BOLTON CHARITY

Hilton Smythe has renewed its silver patron status for the fifth time with local children’s charity, the Bolton Lads and Girls Club.

The club, which has recently undergone a £2.4m renovation, was established in 1889 and is one of the largest youth clubs in the UK. It offers year-round support for people aged 8 to 19, with people with disabilities able to stay on until they are 21.

Hilton Smythe Co-Founder and Operations Director Craig Graham and Business Development Manager Belinda Daniels were invited to visit the building, which is now decorated with inspirational quotes and has brand-new sports, gaming and music facilities.

Since it opened in 2011, the Bolton-based national businesses adviser firm has supported several good causes. Still, as life-long Bolton residents, the company directors have a particular affinity with the Bolton Lads and Girls Club, becoming club patrons back in 2017.

Craig Graham said: “Supporting the Bolton Lads and Girls Club over the past five years has been so important to us. As founders of Hilton Smythe, it was very important to Gareth and me that we give back to the local community, and the work the club does for local young people is incredible. We’re delighted to be part of its story.

“It was fantastic to see all the hard work that’s gone into revamping the premises,and the new facilities are brilliant. The young people who use the club will have a fantastic time.”

Karen Edwards OBE, Chief Operating Officer at Bolton Lads and Girls Club, said: “We were absolutely delighted to welcome Proud Silver Patrons Hilton Smythe to BLGC over the October half term holidays. We believe it’s important for all our Patrons and Supporters to be able to experience first-hand the impact they are directly having through their support.

“One of our values here at BLGC is ‘Care’ – having genuine people that care, that make a difference. This extends to our Patrons too and we thank Hilton Smythe for caring and for helping to make a difference so that we can support even more children and young people at a time when they need us more than ever.”

UK Circuits appoints new buyer and planner

Appointments

Sam Allcock

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03/11/2022

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UK Circuits appoints new buyer and planner

Ramya Ravichandran has been appointed as Buyer / Planner at UK Circuits, the latest of a series of staff hires by the electronics manufacturer amid a buoyant period of growth.

Ramya’s manufacturing career started almost ten years ago at Flextronics in India as Senior Analyst, before becoming Material Planner at aerospace manufacturing materials handler Accenture. Prior to joining UKC, she worked as Supply Chain Specialist at welding and cutting firm ESAB based in Chennai. She is currently studying for her Master of Science post-graduate degree in MS, Procurement, Logistics and Supply Chain Management at The University of Salford.

In her new role, among her key responsibilities at the Manchester-based PCB firm will be securing the availability of stock allocation for production and checking demand for critical items to ensure on time deliveries, while helping the company to navigate through the post-Brexit components supply market and procurement challenges that the manufacturing industry continues to face.

Ramya commented: “When I came for the interview here, I felt welcomed and it instantly felt like it was the right fit for me. I am looking forward to being part of a company that has such ambitious growth plans and is committed to successfully navigating the current global economic challenges.”

Chris McTernan, Procurement Director of UKC, said: “Ramya is a great addition to our team. It’ll use both her academic knowledge and professional experience to help drive our procurement strategy forward while continuing to develop relationships with suppliers old and new.”

Ramya is the latest in a string of appointments and promotions at UKC in 2022, reflecting a strong period of growth for the business. Katie Lamb joined the team earlier this year as Purchasing Assistant and Shaney Kelly has been promoted to Buyer / Planner since starting at the company in 2018.

Now celebrating its 25^th year in business, UK Circuits has been manufacturing printed circuit boards (PCBs) from its 20,000 sq.ft state of the art facility in Middleton, where it employs over 50 staff and has a 100+ strong client base across a range of sectors including audio, automotive, electronics, pest control, telecommunications and, more recently, the indoor farming market.

GXO to Continue Servicing Manchester Airport After 16 Years of Partnership

Partnerships

Sam Allcock

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03/11/2022

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GXO to Continue Servicing Manchester Airport After 16 Years of Partnership

On average, GXO receives, screens and delivers over a million items a year, with goods processed on the day of receipt

GXO Logistics, Inc. (NYSE: GXO), the world’s largest pure-play contract logistics provider, announced today that it is expanding its partnership with Manchester Airport. Since 2006, GXO has been providing industry-leading logistics services to retail, food and beverage vendors at Manchester airport, helping them to deliver a great consumer experience to millions of passengers annually.

Over the past 16 years, GXO has helped Manchester Airport scale up in line with increasing demand and today the business supports more than 70 retailers and food and beverage vendors, delivering a wide range of products — including luxury goods, electronics and fresh and frozen foods — to restaurants and stores. On average, GXO receives, screens and delivers over a million items a year, with goods processed on the day of receipt.

As part of the original mandate, GXO operates a 29,000-square-foot screening and consolidation centre. Up to 80 inbound deliveries are received daily and consolidated onto GXO’s ‘last-mile’ delivery fleet. This reduces vehicle movements around the airport by as much as 75%, helping to reduce congestion, pollution from CO2 and the risk of road accidents.

“We’re proud to renew our long-standing contract with Manchester Airport,” said Gavin Williams, GXO Managing Director, UK and Ireland. “Our team provides highly flexible and responsive services that form an integral part of the airport infrastructure and leverages our extensive industry knowledge and experience with many other airside customers. We look forward to supporting Manchester Airport’s ambitious growth strategy.”

Stephen Turner, Manchester Airport Commercial Director said, “We’re pleased to extend our contract and grow our partnership with GXO which includes additional support for our latest strategic growth milestone – the opening of our Terminal 2 extension last July, which is part of our wider £1bn transformation programme. We have always been able to count on GXO’s industry experience and expertise to help us deliver a high-quality passenger experience and we look forward to building this relationship further as we recover from the pandemic.”

Technology plays a significant role in GXO’s logistics solution. The tailored IT system enables tracking and tracing products in “real time,” securing resource planning and efficiency savings. It also supports the airport’s extensive retail community by keeping stores and hospitality outlets fully stocked with the right merchandise and operational equipment at the right time 24/7 to maximise revenue and customer convenience. GXO delivers a vast range of products from frozen and fresh food to electricals, luxury fashion items and building materials for airside developments.

Hyatt Hotels Manchester Shortlisted for This is Manchester Award 2022

Sam Allcock

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03/11/2022

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Hyatt Hotels Manchester Shortlisted for This is Manchester Award 2022

The iconic Hyatt Regency Hotel and Hyatt House Manchester have been selected as a finalist at the prestigious This is Manchester Awards 2022, which seeks to showcase the ‘best of the best’ Greater Manchester has to offer.

Competing in the ‘Leading Hotel of the Year’ Award, the dual branded venue which makes up Hyatt Hotels Manchester is amongst eight fellow finalists; each highly regarded in their own rights making this a hotly contested category to judge. The Manchester Awards 2022 are showcasing 109 finalists who have been chosen across 18 categories with awards spanning hospitality, arts and culture, fashion, tech, sports and health.

Assumpta McDonald, General Manager at Hyatt Hotels Manchester said: “To successfully launch a new dual-hotel brand when the pandemic first hit is a massive achievement and testament to the exemplary standards and commitment our team has upheld since launch.

“From providing reliable world-class customer service, to our commitment to supporting Greater Manchester’s wider community and charitable organisations, we are proud of our place at the forefront of the North-West hospitality scene and are delighted to be recognized as a finalist in these coveted awards.”

Hyatt Hotels Manchester is a striking modern landmark building just off Oxford Road in the new innovation district. The 19-storey building comprises two upscale hotels – a 212 bedroom Regency Hotel and Hyatt House; a 116 bedroom apart-hotel with first class facilities and home from home comforts making it perfect for longer stays.

Hyatt Hotels Manchester is the first of its kind in the North of England, owing to its ‘dual branded’ model of running two distinct hotel brands in one building. The venue previously operated as Crowne Plaza & Stalybridge Suites until January 2020, when the owners began the transfer to be Hyatt branded hotels and adopt the leading levels of service standards and facilities this brings.

A hub for major corporate events and business meetings, Hyatt Regency Manchester’s boasts over 804 sq m of flexible meeting space, including a purpose-built exclusive events floor with panoramic views, makes it a popular choice for event organisers. Well respected in the elite sporting arena, the hotel regularly accommodates high-profile sporting teams and has customer service standards that are amongst the highest in the Hyatt brand.

The awards ceremony will take place at The Hilton Hotel, Deansgate, on 3^rd November 2022.

For more information, visit: https://www.thisismanchesterawards.com/the-shortlist-winners-22

Law Firm Flint Bishop secures a double win at National Credit Awards

Awards
Legal

Sam Allcock

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03/11/2022

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Law Firm Flint Bishop secures a double win at National Credit Awards

Time for celebrations for Flint Bishop, a law firm who was awarded two wins at the National Credit Awards, organised by MoneyAge. Already boasting a rapidly expanding portfolio of awards, the Debt Recovery team can now add the titles of ‘Legal Firm of the Year’ and ‘Debt Collection Team of the Year’ to their list – a worthy landmark success for the department and the firm.

The ceremony took place at the prestigious Waldorf Hilton in London on 20 October where Flint Bishop’s Head of Debt Services, Niall Gilhooley, and Client Relationship Manager, Pete Littlefair, accepted the awards.

The National Credit Awards reward outstanding achievements in the UK credit space and honour the exceptional professionals and firms in the many varied fields of the credit industry. Their purpose is to promote best practice to support continuing development, and of course to recognise and celebrate firms’ hard work. The National Credit Awards have had a positive impact on raising the standards within the credit arena.

The team stood out against the crowd thanks to its use of data analytics to drive recoveries. Their data rich insights help to optimise collection strategies, identify trends, assist with financial forecasting, drive improved return on investment, and identify any potential changes required to the client’s own internal credit and collections processes.

However, the panel of judges were also impressed by the team’s continued improvement initiatives, such as strategies to maximise pre-litigation collections. This approach has proven to deliver a staggering pre-litigation recovery rate that saves clients substantial amounts in costs.

Gilhooley commented: “This award represents the great strides the department has made over the past year. We are extremely proud to have been able to strike a balance between acting ethically for both our clients and their debtors while still delivering unparalleled collection results.”

Chief Executive Qamer Ghafoor added: “I am extremely proud of everyone who contributes to the continuous success of our Debt Recovery operation, which has again resulted in us being nationally recognised for our expertise within the credit industry.

“The team has been going from strength to strength and constantly challenging themselves to develop and improve the service we provide to our clients. This success has manifested from not only our continued investment in technology, but also from the incredible talent of our people.”

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