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The Mobile App That Love Cheats Will Adore : Secrets, Lies and Deception

It has long been suspected that people with multiple mobile phones are up to no good. Love cheats are known for managing their double lives on different handsets, so having more than a couple of phones is always sure to rouse suspicion. But, this new app can now give them two numbers for the same phone.
Enter The CloudSIM mobile app – the perfect communication tool for mobile users with a secret.
The app, which is available on both iPhones and Android devices, provides cheats and criminals with an opportunity to manage their clandestine activities without having to swap phones.
CloudSIM gives users the option to switch between four different numbers on one device, enabling  dodgy customers to manage their secret lives with ease.
Of course, this wasn’t the original purpose of the app. CloudSIM’s developers had good intentions, seeing it as a viable solution for business people who needed separate numbers for work calls but didn’t want to have to pay for another mobile phone.
It’s also great for those who are online dating or selling goods and services on sites like eBay, Facebook Marketplace and Gumtree but prefer not to share personal information.  Having a second number is like having a second email address, making it far easier to compartmentalise different parts of life – particularly helpful in today’s “new normal” of working from home.
An extra number can be useful for anyone who needs to hand out details to strangers when buying online or signing up to mailing lists. And if you want to avoid work calls while chilling with a favourite movie or Netflix binge, a separate work number can really help manage a healthy work/life balance.
For singles looking for an easier way to meet people, having a spare number gives an added element of privacy.
Expats who want to maintain a UK number can also benefit from the app, as well as business owners whose staff are now working remotely.
The app uses VOiP technology for crystal clear calling and is a flexible, cost effective way to manage communication. Users can make real calls to international destinations at a low cost, along with much cheaper sms messaging than standard mobile providers offer.
But like all innovative technology, there’s always a risk of a minority of people taking advantage. Cheating spouses and criminals have now been provided with the perfect opportunity to go about their dirty business more stealthily – and successfully – than ever before.
Calls to landlines costs £0.01P a minute, calls to mobiles is £0.03P a minute, and text messages cost £0.04P each. The app is free to download, but subscription fee for number is £3.99 a month, £9.99 for three months, or £27.99 for a year.
Cloud SIM is available for download in the App Store and Google Play. To find out more, visit https://www.cloudsimapp.com/

App Store: https://apps.apple.com/app/cloud-sim/id1141422197

Play Store: https://play.google.com/store/apps/details?id=com.cloudsimapp.vtl

Temu: How to Cancel My Order?

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Shopping on Temu is easy, secure, and completely safe. The products sold on the platform have positive reviews citing the quality of every merchandise and affordable prices. However, there are times when users may want to cancel their orders, such as when the order was placed wrongly, or the user simply changed their mind. 

Can I Cancel an Order on Temu?

Yes, Temu orders can be canceled during a specific time period. Temu allows customers to cancel part or all of their orders as long as the seller has not packed the order. Status updates are included in each order listing, and users may cancel or modify their orders as long as the seller has not updated the status as Packed or Shipped

Once the seller has packed the order, however, the user may no longer make any modifications on the order, or cancel it. Customers may request for a return/refund instead once they receive the package, and return the items free of charge. 

How to Cancel An Order on Temu

Users may cancel their orders through Temu’s website or the Temu app, as long as the order is applicable for cancellation. Consumers may also cancel just part of their orders, such as canceling just a few items within the order, or cancel the order entirely. Here’s how:

  1. Log into the Temu account on the website or mobile app.
  2. Go to the account page, and click on the “Your Orders” tab. Clicking on this tab will present all existing orders made by the user on the platform so far. 
  3. Click on the order listing to be canceled or modified. 
  4. Click on the “Cancel/Other help” button.
  5. Tick the checkboxes corresponding to the items for cancellation, tick the “All” checkbox to cancel the entire order. 
  6. Submit the cancellation request, and wait for the confirmation notice to be sent in the inbox. 
  7. Check the refund status in Temu and the proper payment processor to ensure that the refund has been processed successfully. 

The order has been canceled. To place another order, the user can simply shop like normal. Users looking to cancel their orders after the package has been prepared and shipped out will have to request for a return instead, which is done once the items have been delivered to the customer. 

What is Temu?

Temu is a Boston, Massachusetts-based online retail marketplace offering wholesale prices on a wide assortment of consumer goods. It is a member of the multinational commerce group, PDD Holdings, and taps on the extensive sourcing and fulfillment capabilities built up by the Nasdaq-listed company.

Despite only being launched last September 2022, Temu has already attracted millions of users onto its platform, even becoming the number one most downloaded online shopping app and beating out bigger names in the e-commerce industry. The real driver to Temu’s rapid popularity and success is its unmatched combination of world-class products and low affordable prices.

While there are other online shopping platforms that offer similar services, none have yet to match Temu’s competitive pricing strategy. By leveraging its parent company’s knowledge and experience with logistics, Temu is able to ship products directly from manufacturers and suppliers rather than routing these through unnecessary intermediaries.

This not only ensures that the products found on the platform are high-quality and legitimate, but it also significantly reduces the additional costs and hidden markups that would have otherwise been paid by customers. 

Temu is also able to provide quality merchandise at wholesale rates due to its Next-gen Manufacturing model, pioneered by PDD Holdings. The approach channels real-time digital insights into consumer behavior to manufacturers so that they can create products that better fit the market’s needs. Temu also offers a vast selection of items ranging from 29 categories and 250 subcategories, with thousands of products being added every day to help customers have a better shopping experience.

As an online shopping platform, Temu differentiates itself from other online and physical retailers by combining the superior pricing of a wholesaler with the flexibility and convenience of a retailer. Shoppers only need to buy what they need on Temu to enjoy the low prices. They also have free access to Temu’s vast catalog of merchandise that it curates from top-tier international suppliers.So, visit Temu’s official website or download the mobile app available on both iOS and Android devices to find the best deals out there, or you can head on over to Temu’s official Youtube channel to find some ideas for your next purchase!

Get Lucky and Celebrate at Hard Rock Café Manchester

Celebrate a Paddy’s Day to remember with Irish-inspired favourites.

It’s that time of year when everyone claims to have Irish ancestry – so join the celebrations and shenanigans at Hard Rock Cafe Manchester with some St Patrick’s Day limited time delights.

From March 15th to 19th, you can dive into their Guinness & Bacon Jam Cheeseburger and Guinness Cheese Fries – along with a pint of the black stuff itself, of course, for the complete shamrock-ing experience.

At Hard Rock Cafe Manchester the motto is ‘Love All, Serve All’ – and on St Patrick’s Day they won’t be asking to check for Irish passports; everyone can be lucky and get sham-rocked with these mouthwatering bites.

Don’t miss out – book a table here: www.hardrockcafe.com/location/manchester/

For Mother’s Day, 20 Stories,Manchester Partner With Kiehl’s

Manchester’s highest restaurant, 20 Stories has collaborated with luxury skincare brand Kiehl’s to help raise a glass to all Mums this Mother’s Day.

 

Guests will be invited to enjoy 20 Stories’ delicious Sunday roast menu or their favourite dishes from the A La Carte menu along with a special Mother’s Day cocktail consisting of Sloe Gin, rosewater, cherry bitters, pineapple, and raspberry, curated by the 20 Stories bar team. 

 

Guests will also be treated to live vocals from India Button as well as a live guitarist to make this Mother’s Day extra special high above Manchester. 

 

The Kiehl’s team will also be treating Mums with a goodie bag including their best-selling products and more skincare gifts to enjoy.

 

Bookings can be made here. 

How Staffing Shortages Impact the Productivity of Manchester Businesses

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The labour shortage has been a top concern for businesses in Manchester for the past few years. Data from the Recruitment and Employment Confederation revealed that local businesses have vacancies for more than 111,000 jobs. These vacancies are also stemming from different sectors, such as healthcare, technology, business, finance, accounting, and construction.

Unfortunately, these labour shortages can restrict local businesses’ output growth and strain the economy. Unless the labour shortage gets resolved, businesses in Manchester will continue to have limited productivity and growth.

Manchester Businesses Are Experiencing Reduced Productivity

The labour shortages across various industries in Manchester are greatly affecting the productivity of businesses. The Guardian reports that Manchester is one of the English university towns that has the lowest rate of claimants to job vacancies in the UK. Jane Gratton, the head of people policy at the BCC, explains to the Guardian that these shortages are very concerning because they jeopardise businesses’ growth and productivity. Plenty of businesses have been trying to recruit professionals for months, affecting their ability to complete projects or fulfil consumer tasks.

One sector that’s significantly impacted by this shortage is Greater Manchester’s tech industry. Greater Manchester happens to be the fastest-growing tech cluster outside of London. Unfortunately, businesses in the area had to advertise over 50,000 tech jobs in 2021 to maintain their progress within the industry. Businesses are already offering tech training programmes to help fill in the vacancies and ensure that the area remains one of the biggest tech hubs in the UK.

How Businesses Can Cope With Staffing Shortages

 

Prioritise internal mobility

Before looking for new employees, businesses should evaluate their current workforce and identify any individuals who are qualified to fill in the vacancies.

These internal mobility programmes are beneficial for both employers and employees because they can boost the morale of the workforce and speed up the search for talent. To achieve this, businesses need to communicate internal opportunities to their current workforce and identify the steps that they can take toward a promotion. Employers can even develop more accessible paths for their current employees by investing in their training and mentoring for certain roles.

Explore various recruitment solutions

Once businesses have optimised their current workforce, they can fill in the remaining vacancies through recruitment solutions that are suitable to their needs.

The recruitment solutions listed on LHH show that businesses can opt for either full-time or interim talents to transform their organisation, especially during a challenging labour shortage. Some businesses can use professional staffing solutions to get temporary help for projects and contractual work while they take their time to look for full-time staff. Meanwhile, businesses that have struggled with the hiring process can use permanent placement solutions to speed up their search for full-time staff.

Invest in business digitalisation

Aside from getting recruitment solutions, businesses can also fill certain vacancies permanently by digitalising their systems.

BBC article shows that automation solutions are in-demand among businesses that have been suffering from labour shortages. Though these technologies are quite an investment, they can speed up certain work processes and reduce a company’s requirement for human labour. These automation solutions can even improve the work performance of employees by taking over repetitive tasks. These automation tools allow businesses to assign easy and repetitive tasks to technologies and allocate more complex tasks to their limited workforce.

Staffing shortages are one of the factors that prevent local businesses from increasing their revenues and achieving more progress. As such, local businesses are encouraged to improve or revolutionise their recruitment practices to fill in their vacancies.

New B2B Field Engagement Service Launched by Flint Bishop

Leading debt recovery law firm Flint Bishop today revealed the launch of FBConnect, the UK’s first and only specialist field based B2B debtor engagement service targeted at supporting creditors and their customers in the industrial, commercial, and small to medium size enterprises (SMEs) sectors.
With more than 100 field-based operatives, the comprehensive service covering England, Wales, Scotland, and Northern Ireland includes visiting customers at their premises to establish contact, resolve disputes, support site investigations, and negotiate repayment plans where there has been no response to letters and calls.
In addition, the service will also be able to help creditors identify any potential sensitivities or adverse PR issues likely to arise in relation to the accounts within debt recovery and collection processes.
“We are excited to launch FBConnect and contribute to the continued growth of our Debt Services division,” said Head of Debt Services Niall Gilhooley.
“Our nationwide field service can be utilised as a stand-alone service or to complement our wider debt recovery process, providing meaningful site visits to provide additional contact options and insight for creditors. Engagement visits can be an effective step forward in liaising with our clients’ customers and facilitating a dialogue to seek a resolution in recovering overdue debt.
“FBConnect will leverage the latest technology and data analytics to provide clients with accurate and timely information to help them make informed decisions and will operate in compliance with industry regulations and guidelines to ensure the highest standards of professionalism and ethical behaviour are met and maintained.
“We believe that FBConnect will provide significant value to our clients by delivering efficient, cost-effective and personalised field engagement services. We are committed to providing our debt recovery clients and their customers with the best possible services and solutions to help them navigate and resolve overdue debt challenges.”
Newly appointed Field Services Manager Ian Brick will be responsible for managing the day-to-day operations of FBConnect.
Brick is a highly skilled professional who brings with him 25 years of collections and recoveries field management experience, with a proven track record of successfully leading teams across a wide range of sectors including banking, finance, and utilities.

Senior Manchester Promotions Announced at Avison Young

Avison Young has revealed it has made several senior promotions at director and associate director level within its Manchester office.

Dan Brown and Rhian Smith from the planning team have now moved into director roles, while building surveyor Tom Williams has also been promoted to director level.

Dan Brown
Dan Brown.

Quantity surveyor Paige Lambert has been promoted to associate director, as have real estate management specialists Charles Watson and Joe Gartside from the business rates team.

Paige Lambert
Paige Lambert.

These promotions come during an exciting time for Avison Young in Manchester as they move into their new, world-class office in central Manchester. As the only newly built Grade-A office building in the central business district, 11 York Street has recently been named the best workspace outside of central London. With wellbeing, sustainability and collaboration at the core of the new office’s design rational, Avison Young is showcasing its commitment to both its people and the city region.

Chris Cheap, Avison Young’s managing director in Manchester: “I am delighted for all of those taking the next step in their careers as it reflects their hard work, expertise and the results they deliver for clients. We have a fantastic team in Manchester across all of the sectors we operate in and we have a commitment to investing in our people so they can fulfil their ambitions and constantly develop their skills to enhance our offer. The move to 11 York Street is an important part of this investment.

Manchester Bee Cup Creates a Buzz for the City’s Sustainability

The iconic Manchester bee is to be emblazoned on certified plastic-free takeaway cups throughout the city, which can be effortlessly recycled with paper and card after use. Launched by the family-run catering equipment business, Stephensons, circa 5% will be donated to the life-changing We Love MCR charity.

Celebrating the city’s identity and helping the region cut single-use plastics, the cup builds on the momentum created by its widely recognised bee straws, which launched in 2018. Granted the rights by Manchester City Council, Stephensons are one of the few companies to have the official rights to use the iconic bee symbol.

The certified plastic-free, the environmentally friendly cup is adorned with the Manchester worker bee, a symbol of the city’s resilience and work ethic and the embodiment of the Mancunian spirit. The cup’s design originates from the striking Manchester bee mosaic in the city’s town hall, with the symbol visible throughout the city, from lamp posts to street art, bins and beyond.

Lord Mayor of Manchester Donna Ludford, who is Chair of We Love MCR, said: “I’m passionate about improving the city for all our communities, so it’s fantastic to partner with Stephensons which shares that ambition. After the success of the bee straws, which I love to see across our city, I can’t wait to see their beautiful coffee cups in cafes, bars, and venues throughout Manchester. They’ll make a great impact in helping reduce waste, and the donations made to We Love MCR will help us to improve more lives across Manchester.”

Leader of Manchester City Council Bev Craig, added: “I welcome this innovative initiative, which reduces environmental impact and invests in our community. The Manchester worker bee positively represents Manchester, so to see it on biodegradable coffee cups across the city will be a great way to celebrate our heritage whilst making a positive difference to our communities and our environment.

As supporters of the Plastic Free GM Pledge, the cup sees Stephensons fulfil its longstanding ambition to launch a cup in a certified plastic-free material that is fully compostable and recyclable with paper and card. The newly released cup is available in 8oz and 12oz sizes, with 16oz soon to follow. It is to be sold into hospitality outlets, venues and event organisers, alongside independent coffee shops, universities, museums and beyond.

Stephensons managing director, Henry Stephenson said: “We came up with the idea of putting the bee mosaic on a disposable cup when we launched the straw back in 2018, but it was only until recently that the technology finally arrived, allowing us to put the bee on a truly sustainable, certified plastic-free cup. We’re proud to see both the cup and the straw as a simple but powerful statement from the city’s hospitality industry, reflecting its collective commitment to sustainability. As a Manchester-based business since 1868, we understand the pride and identity people associate with the Manchester bee, so to have the bee as a continued symbol of the city’s desire to limit single-use plastics is fantastic.”

The official launch of the cup will take place at the Northern Restaurant and Bar show at Manchester Central on Tuesday 14 March before being distributed across the city.

In 2018, Stephensons gained a licence to sell paper straws featuring the Manchester bee icon which, like the cups, donated a percentage of sales to We Love MCR, with over £5,000 raised to date. The 100% recyclable straws were initially founded as the first step of a Greater Manchester initiative to eradicate avoidable single-use plastic; a move made prior to the government-imposed ban on plastic straws. The bee cup continues this heritage as another step towards cutting single-use plastics across the region whilst raising funds for the life-changing We Love MCR charity.

An Easy Business with Walester: All About Wallester Credit Card

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To optimize your company’s financial processes, increase customer loyalty and increase profits, launch your card program. Wallester and its multifunctional platform can help you do it. It allows you not only to issue physical and virtual Visa cards but also to manage them. Using Wallester services https://wallester.com, you can launch a competitive financial product that meets all the requirements of modern financial technology and digitalization.

 

About the Wallester platform

Wallester gives its customers a user-friendly API platform that integrates easily with any software. And that means no more waiting months for programmers to integrate different systems and integrate payment functions into them.

Let’s list the main advantages of the Wallester platform:

  1. Versatility. The platform allows you to issue cards for any purpose instantly. These can be debit, credit, and prepaid cards for individuals and business clients. The cards can be used for instant payments, transfers, online shopping, and cash withdrawals from ATMs. With the platform’s help, it can launch payroll projects, issue cards for mutual settlements with partners and suppliers, and create gift, tourist, transport, and other cards that require advance replenishment.
  2. Security. Wallester complies with all KYC/AML rules and requirements. Transaction participants are verified in real time against various databases, and the cardholder’s identity is identified in several ways to prevent access by third parties. Flexible configuration of KYC/AML rules and alerts is available. Additional protection is provided by an innovative security protocol, 3D Secure, which implies additional verification by the payment card issuer during a transaction.
  3. The use of innovation. Virtual and physical cards issued on the Wallester platform can be quickly loaded into a digital wallet and used to make payments using Apple Pay, Google Pay, and Samsung Pay. The company’s engineers are constantly tweaking the platform’s functionality, so it can easily adjust to the needs of any customer.

Wallester is an official partner of Visa, meaning that cards issued through the platform will have all the advantages of payment cards of this most famous service worldwide.

 

Managing the card program

To manage the card program, Wallester offers the desktop version of the platform and a convenient mobile application. For the user of both types of software, the following card program management functions are available:

  • viewing transactions and card lists;
  • filing of applications for card issuance, activation, blocking, and unblocking;
  • topping up an account from an IBAN account;
  • receiving transaction reports.

The Wallester platform instantly allows you to issue physical and virtual cards for any purpose. Particular attention should be paid to White Label solutions, enabling you to issue branded cards specifically for a specific client. With their help, you can increase customer loyalty and make your brand more recognizable. Not only are cards designed in the same style, but also a platform with a mobile application. White Label solutions are easy to integrate, so it takes almost as much time to implement and launch them as it does to launch anonymous card projects. 

 

Popular Products

The Wallester platform allows you to run any card program. These can be physical or virtual cards and disposable or reusable payment products. Cards can be prepaid or debit, but credit cards are, of course, the most popular.

Visa credit cards https://wallester.com/cards/credit-card are the best financial aid when you need to make an unexpected purchase. You can use them to get instant access to the credit limit on the cardholder’s account. It is a multifunctional, convenient, and safe payment tool that Wallester customers worldwide actively use. With it, you can pay for purchases over the Internet, through POS terminals, and withdraw cash from ATMs within the credit limit established by the bank.

Visa credit cards offer the following advantages:

  1. Comfort. Cards provide instant access to the credit funds in the cardholder’s account within the set limit. You can pay with the card at any time and place where Visa cards are accepted. With a credit card, you can gain true financial independence.
  2. Stability. You can use your credit card to balance your budget and take care of unplanned expenses. Thanks to this means of payment, the user maintains a solid financial position even with an unstable income. The Wallester platform allows you to view real-time details of credit card spending, which helps you better control your finances.
  3. Reliability. Online payments with a credit card are secure thanks to 3D Secure two-step authentication. The user can get their money back if an item purchased with a credit card turns out to be defective or not delivered. Money can also be returned if the vendor fails to provide prepaid card services.

To start your card program, contact Wallester. We’ll give you access to a unique platform through which you can issue not only credit cards but also debit, prepaid, physical, and virtual cards. Call us at the numbers listed on the website or leave an application online.

A – Z Guide of Mortgage Capacity Assessment

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Divorce can be a difficult and emotionally charged time, and when property is involved, it can make the situation even more complex. For couples going through a divorce, one important factor to consider is how the separation will affect their mortgage capacity. In this blog post, we will explain what a mortgage capacity assessment is and how it can help people going through a divorce.

What is a Mortgage Capacity Assessment?

A mortgage capacity assessment is a report that provides an estimate of how much money a person can borrow to buy a property. The assessment takes into account various factors such as income, expenses, and credit history. Mortgage capacity assessments are often used by lenders to determine whether a borrower can afford to repay a mortgage.

However, for couples going through a divorce, a mortgage capacity assessment can be particularly helpful in determining whether one or both parties can afford to buy out the other’s share of the property. This is especially important if the couple has joint ownership of the property.

How Does a Mortgage Capacity Assessment Work?

A mortgage capacity assessment takes into account a number of factors that can affect a person’s ability to repay a mortgage. These factors include:

  1. Income – This includes the amount of money a person earns from their job or other sources of income.
  2. Expenses – This includes any regular expenses a person has such as rent, utilities, and other bills.
  3. Credit history – This includes a person’s credit score and any outstanding debts they have.
  4. Existing mortgages – This includes any mortgages or loans that the person currently has.
  5. Property value – This includes the value of the property that the person is looking to buy or buy out their ex-spouse.

By taking these factors into account, a mortgage capacity assessment can provide a clear picture of how much a person can afford to borrow.

Why is a Mortgage Capacity Assessment Important in a Divorce?

When a couple gets divorced in the UK, there are often financial implications that need to be considered. This is particularly true when it comes to property. If the couple jointly owns a property, they will need to decide what will happen to the property after the divorce.

There are several options available to couples in this situation. One option is for one spouse to buy out the other’s share of the property. This is often the preferred option if one spouse wants to keep the property.

However, in order to buy out the other spouse, the person will need to have the financial means to do so. This is where a mortgage capacity assessment can be particularly helpful. By determining how much a person can afford to borrow, the assessment can help them determine whether they can afford to buy out their ex-spouse.

In addition, a mortgage capacity assessment can also help couples decide whether it is better to sell the property and split the proceeds. This may be the better option if neither spouse can afford to buy out the other’s share of the property.

How to Get a Mortgage Capacity Assessment

If you are going through a divorce and need a mortgage capacity assessment, there are a number of options available. You can work with a mortgage broker or lender to get an assessment. Many mortgage brokers and lenders offer this service, although some may charge a fee.

When you work with a mortgage broker or lender, they will typically ask you to provide information about your income, expenses, credit history, and any existing mortgages or loans.

They will then use this information to provide an estimate of how much you can afford to borrow.