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Luton vs Sunderland Betting Offer: Bet £10 Get £20 in Free Bets with LiveScore Bet

Betting

Dean Carr

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16/05/2023

Luton vs Sunderland Betting Offer: Bet £10 Get £20 in Free Bets with LiveScore Bet

Luton Town welcome Sunderland to Kenilworth Road on Tuesday night for the second leg of their Championship Play-Off semi-final. The away side lead 2-1 from the first leg at the Stadium of Light, leaving the tie hanging nicely in the balance before the final at Wembley Stadium.

LiveScore Bet are offering new customers the chance to claim £20 in free bets by signing up in time for this fixture. Simply place a £10 qualifying bet on Luton vs Sunderland to be rewarded with free bets. Find out all you need to know about this excellent offer below.

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How to Claim LiveScore Bet Offer

Claiming this LiveScore Bet new customer offer couldn’t be simpler. Just follow the steps outlined below to claim your £20 in free bets today.

Click the link above to be taken to LiveScore Bet’s sign-up page
Fill in personal details where prompted including your name, date of birth and address
Make a first deposit and place a qualifying bet of £10 on a selection at odds of 1/2 (1.50) or greater
Wait for your qualifying bet to settle and claim your £20 in free bets
Free bets awarded as 2 x £10 free bets and must be used within 7 days

Luton vs Sunderland Match Preview

Luton were many people’s favourites to be promoted via the Championship Play-Offs following their third-placed finish at the end o the season, but they are forcing themselves to do it the hard way. The Hatters must overturn a 2-1 deficit from the first leg, but their recent home form suggests they will have a very good chance of doing so. Winning five of their last six at Kenilworth Road and losing just one in 10, Ryan Edwards’ team have turned it into something of a fortress in the closing weeks of the season.

Sixth-placed Sunderland are just one game away from returning to Wembley for their second Play-Off final in as many seasons. Promoted to the Championship via the League One Play-Offs last season, Tony Mowbray’s side are now unbeaten in their last 10 matches and can book their place in next Saturday’s final if they can avoid defeat once again. Their away form has been outstanding of late too, winning four of their last five and conceding just one during that time.

Offer Terms and Conditions

If you are a new Member of LiveScore Bet, you will be eligible for our ‘Bet £10, Get £20 in Free Bets’ offer (‘Welcome Offer‘), subject to these Rules.
To be eligible for the Welcome Offer, you must:

be 18 years of age or over;
be a resident of, and physically located in Great Britain;
register as a Member of LiveScore Bet and accept the LiveScore Bet Terms and Conditions
make a first deposit of £10 or more;
not be subject to any responsible gambling restrictions on your Account, including but not limited to deposit limits or loss limits; and
within 14 days of your registration as a Member, place a “Qualifying Bet”, which is a bet of £10 or more in one go on LiveScore Bet sportsbook that:
- settles within the same 14-day period;
- is placed in cash;
- is placed at minimum odds of 1/2 (decimal price 1.5);and
- if an accumulator or a multiple bet, has odds greater than 1/100 (decimal price 1.01) per selection

Qualifying Bets must be made as a minimum £10 in one go and only the ‘win’ part of your bet will count, i.e. two £5 bets each-way (with a total stake of £10) will not be a Qualifying Bet, whereas with a £10 each-way bet (a total stake of £20), £10 would count and therefore would be a Qualifying Bet.
If you make a Qualifying Bet, you may claim £20 in free bets, which will consist of two £10 free bet token(s) (‘Free Bet Token/s‘), subject to the requirements and restrictions appllicable to Free Bet Tokens as set out below.
If your Qualifying Bet is cancelled, voided or ‘cashed out’, you will not be eligible for the Free Bet Token/s in respect of that bet, but you will be able to place another Qualifying Bet.
When you qualify for Free Bet Token/s, they will automatically be credited to your account. The Free Bet Tokens will usually be displayed in your betslip within 24 hours of the settlement of your Qualifying Bet. In the case of technical difficulties, please allow up to 72 hours for the Free Bet Tokens to be available from the settlement of your Qualifying Bet. If your Free Bet Tokens remain uncredited within these timeframes, you may contact our Customer Service Team.
Free Bet Tokens:

must be accepted whilst logged into your Member account within 7 days of the date the Notification is made available to you, otherwise they will expire. Upon acceptance, the Free Bet Token/s will be credited to your Member account automatically;
must be used within 7 days of acceptance, otherwise shall expire and be removed from your Member account;
may be used to bet on sportsbook only and cannot be used to wager on Games;
may only be used to place a bet of the same value as the applicable Free Bet Token, and cannot be used to placed a succession of bets of lower value;
may only be used one at a time (and separate bets must be placed to redeem any multiple Free Bet Tokens awarded, where applicable);
may only be used at odds of 1/100 or greater;
may only be used to place a single selection bet or an accumulator bet with two or more selections, so are not valid for use on multiple bets such as Lucky 15s;
cannot be used on each-way bets;
cannot be used to claim any Bonus;
cannot be withdrawn as cash; and
will not be returned as a stake on a winning bet.
Free Bet Tokens may be credited directly to your account if necessary. In this case, the Free Bet Tokens will be valid for 7 days from the date they are credited.

Where a restriction is applied to your Member account under the LiveScore Bet Terms and Conditions or your eligibility to receive the Bonus offered as part of the Welcome Offer is otherwise reduced by us under the Bonus Rules (an “Account Restriction”) after you have placed a Qualifying Bet (where placed before we have notified you of the Account Restriction), you may contact our Customer Service Team to obtain the full number and expected value of any Bonus that you should have been awarded under this Promotion, where altered or removed by such Account Restriction. This Rule is subject to our obligations to apply restrictions to Bonuses as necessary to prevent money laundering, fraud or similar unlawful behaviour as set out in the LiveScore Bet Terms and Conditions
You can only take part in this Promotion once. If we detect that any Member has created more than one account (including in order to take part in this Promotion multiple times, in breach of these Rules), or is claiming any Bonuses or taking part in this offer for the benefit of a group of people, we shall be entitled to close any such accounts (and void any Bonuses, bets, refunds and/or related winnings).
The Welcome Offer is only for new members of Livescore Bet. You can only take part in a maximum of one of our offers that are restricted to new members.
This Promotion cannot be used in conjunction with or in combination with any other promotion, ‘price boost’ or Bonus offered by LiveScore Bet in relation to the event on which you place a Qualifying Bet.
Any Member who is self-excluded will not be eligible to participate. Members who self-exclude: (i) during the timeframe of this Promotion, or (ii) after the timeframe of this Promotion but before any Bonus is credited, will not be eligible to win or receive any Bonus.
Your deposit balance (excluding any non-withdrawable Bonuses such as Free Bet Tokens) and winnings (if any) are withdrawable at any time during this Promotion, subject to our rights to temporarily withhold payments as further set out in the Website Terms and Conditions.
If you opt to participate in this Promotion, you agree to comply with these Rules, the Bonus Rules and the LiveScore Bet Terms and Conditions at all times. If (based on reasonable evidence) we find that you have seriously breached any of these terms, we may render Bonuses, bets, refunds and/or related winnings in your Member account void, and we reserve the right to close your Member account.
If, under any circumstances, the rules of the Welcome Offer and the Bonus Rules are in conflict, the rules of the Welcome Offer shall take precedence.

BEYOND MEAT® INTRODUCES PLANT-BASED CONVENIENCE MEALS COLLECTION IN THE UK

Food and Drink

Sam Allcock

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16/05/2023

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BEYOND MEAT® INTRODUCES PLANT-BASED CONVENIENCE MEALS COLLECTION IN THE UK

Beyond Meat, a renowned leader in the realm of plant-based meat alternatives, is set to launch an exquisite array of frozen plant-based ready meals in the UK, perfectly timed for the National Vegetarian Week (15th – 21st May). These Beyond Meals offer a delightful twist on beloved comfort foods and come in three enticing varieties: Spaghetti Bolognese, Keema Curry & Pilau Rice, and Chili with Coriander Rice. Shoppers can find these delectable frozen ready meals exclusively at Tesco, starting this week.

With a staggering number of over one-third of the British population planning to reduce their meat and dairy intake in 2023, Beyond Meals cater to the needs of individuals leading busy lives. These meals are easy, convenient, and provide a plant-based alternative to some of the UK’s most beloved dishes, suitable for flexitarians, vegetarians, vegans, and even carnivores seeking new culinary experiences. Crafted with rich flavors and plant-based ingredients, Beyond Meals feature Beyond Meat as the star component, designed to offer a taste and texture similar to animal-based meats. The preparation time for each meal is less than 10 minutes, making them a perfect option for a quick and satisfying lunch or dinner.

The new line-up consists of the following:

Beyond Meals Spaghetti Bolognese:

This plant-based rendition of the beloved Italian classic combines Beyond Meat with spaghetti, generously coated in a tangy tomato and herb sauce infused with a hint of wine. With 17 grams of protein, this ultimate comfort food tantalizes the taste buds, leaving you longing for more. Whether you’re a vegan or a carnivore seeking new culinary experiences, this Beyond Meal is an ideal choice, ready in just 7 minutes.

Beyond Meals Keema Curry & Pilau Rice:

Indulge in a tantalizing plant-based masala curry featuring Beyond Meat, simmered in a fragrant blend of spices, complemented by onions, tomatoes, red peppers, garlic, and ginger. Served with aromatic pilau rice, this dish delivers a mouth-watering punch and offers 14 grams of protein. Ready in 9 minutes, it epitomizes convenience without compromising on taste.

Beyond Meals Chili with Coriander Rice:

Savour our signature Beyond Meat coated in a savory tomato chilli sauce, accompanied by black beans and vibrant diced red peppers. This dish is bursting with flavor. Paired with fragrant coriander rice, it provides 15 grams of protein and is perfect for those seeking a gratifying hot meal. The best part? It’s ready in just 9 minutes, eliminating the hassle of cooking.

Steve Dalby, the Regional Sales Manager UK at Beyond Meat, expressed his excitement, stating, “We are incredibly thrilled to introduce our irresistibly delicious and budget-friendly new range of Beyond Meals in the UK. With three different flavors, including plant-based twists on classic comfort foods and global cuisines, there’s something for everyone to relish, especially those leading a fast-paced lifestyle. Moreover, our Beyond Meals are entirely plant-based, enabling you to enjoy what you love without any sacrifices.”

The introduction of this new collection follows Beyond Meat’s recent launch of its innovative Beyond Chicken-Style products. This delectable range, comprising Beyond Burger® Chicken-Style, Beyond Fillet®, and Beyond Nuggets®, is created using plant-based ingredients meticulously crafted to resemble and match the appearance, cooking process, and taste of their animal counterparts. Thanks to the golden breading, the products offer a crispy outer texture while maintaining an incredibly tender and juicy interior, providing a tantalizing and protein-rich option for any hot meal occasion.

All three Beyond Meals are now available at Tesco for a recommended retail price of £3.00.

Property Developers Helped to Navigate Bridging Loans by UK Property Finance Brokers

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16/05/2023

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Property Developers Helped to Navigate Bridging Loans by UK Property Finance Brokers

A Whole of Market property finance broker, UK Property Finance, is seeking to bring awareness to developers of the trends surrounding bridging loans, as well as sharing insight into how economic and market factors impact the availability and cost of these loans for property development.

Bridging loans have become an increasingly popular financing option for property development projects, providing developers with a flexible and accessible source of short-term funding. However, the availability and cost of these loans are heavily influenced by economic and market factors, which can impact both the borrower’s ability to secure financing and the terms of the loan.

Economic Factors Impacting Availability and Cost of Bridging Loans

Economic factors such as interest rates, inflation and GDP growth can all have an impact on the availability and cost of bridging loans for property development and development finance. Interest rates, in particular, are a key driver of the cost of borrowing and changes to the Bank of England’s base rate can have a ripple effect throughout the economy.

When interest rates are low, as they have been in recent years, borrowing costs are typically lower, making it easier and more affordable for developers to access bridging loans. Conversely, when interest rates rise, borrowing costs can increase making it more difficult for developers to secure affordable financing.

Inflation is another economic factor that can impact the cost of bridging loans. Inflation refers to the rate at which prices for goods and services are increasing and when inflation is high, the cost of borrowing typically increases as well. This is because lenders need to charge higher interest rates to offset the impact of inflation on the value of their loan. On the other hand, when inflation is low, lenders may be willing to offer more competitive rates to borrowers.

Finally, GDP growth can also influence the availability and cost of bridging loans. When the economy is growing, lenders may be more willing to lend, as they anticipate a higher level of demand for property development projects. Conversely, when the economy is stagnant or in recession, lenders may be more cautious, making it more difficult for developers to secure financing.

Market Factors Impacting Availability and Cost of Bridging Loans

In addition to economic factors, market factors can also impact the availability and cost of bridging loans for property development. The property market is particularly important, as it can influence the value of collateral used to secure the loan. When property prices are rising, lenders may be more willing to lend, as the value of the collateral is increasing. Conversely, when property prices are falling, lenders may be more cautious, as the value of the collateral may not be sufficient to cover the loan if the borrower defaults.

The demand for property development projects is another key market factor that can impact the availability and cost of bridging loans. When demand is high, lenders may be more willing to lend, as they anticipate a higher level of demand for completed properties. Conversely, when demand is low, lenders may be more cautious, making it more difficult for developers to secure financing.

Trends Developers Should be Aware Of

Given the importance of economic and market factors in the availability and cost of a bridging loan for property development, it is essential that developers stay up to date on the latest trends and developments.

Increasing competition: With the growing popularity of bridging loans, an increasing number of lenders are entering the market. This can be good news for developers, as it can create greater competition and more favourable borrowing terms.

Shifting regulatory landscape: The regulatory landscape for bridging loans is also evolving, with new rules and guidelines being introduced to protect borrowers. Developers should stay informed about these changes to ensure that they are complying with all relevant regulations.

Changing economic conditions: Economic conditions can change rapidly, and developers need to be prepared to adapt to these changes. This may include adjusting their borrowing strategy or seeking out alternative financing options.

Economic and market factors have a significant impact on the availability and cost of bridging loans for property development. Interest rates, inflation, GDP growth, and property market conditions are all important considerations for developers when seeking financing. It is essential that developers stay informed about these factors and trends to ensure that they are securing the most favourable borrowing terms.

With the growing popularity of bridging loans, competition among lenders is increasing and developers may benefit from exploring a range of options to find the best financing solution for their project. By staying up to date with market trends and regulatory changes, developers can navigate the changing economic landscape and access the funds they need to bring their property development projects to life.

Slater Heelis Completes Aquisition of Altrincham Insolvency Practice N J Goodman & Co

News Desk

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15/05/2023

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Slater Heelis Completes Aquisition of Altrincham Insolvency Practice N J Goodman & Co

With sights set on further growth during its 250^th anniversary year, Slater Heelis has acquired N J Goodman & Co, the Altrincham-based insolvency law specialists for an undisclosed sum.

The acquisition will bolster Slater Heelis’ existing offering, enabling the firm to further solidify its full-service offering proposition.

As part of the deal, all four staff from N J Goodman & Co have joined Slater Heelis and will be based at their new headquarters at Crossgate House in Sale. This includes the firm’s owner, Nick Goodman, senior solicitor, David Vernon and two administrative support colleagues, Alison Lowe and Lynsey Walker.

N J Goodman & Co is a long-established solicitor’s practice offering specialist advice in insolvency law and on joining Slater Heelis will work closely with the firms established corporate, employment and dispute resolution teams.

With a wealth of experience in this difficult and highly technical field, the addition of insolvency law to the suite of services now offered by Slater Heelis will ensure the team can offer practical, expert advice in all areas of law and related matters for individuals, sole traders, partners, directors, companies, shareholders, creditors, insolvency practitioners and other advisers alike.

Chris Bishop, managing partner at Slater Heelis, said: “This year marks a momentous milestone for Slater Heelis and we are pleased the acquisition of N J Goodman & Co has completed during our 250^th anniversary year in what feels like the final piece of the jigsaw for us.

“The N J Goodman practice is a sound business with a solid reputation and, more importantly, they are nice people to deal with, so we are delighted to welcome them, and their clients, into the Slater Heelis family.”

Nick Goodman, owner of N J Goodman said: “Slater Heelis is built on solid foundations and we are really excited to merge our teams together. Between both parties, we now have real breadth and depth of experience in dealing with commercial disputes and insolvency law and together we can ensure we fully support those who find themselves in these difficult situations.

“Slater Heelis has a history and heritage that very few can boast about and we are proud to become a part of it.”

Chris added: “As we continue through our quarter-of-a-century year, we have ambitious plans to reach a 250-strong workforce and achieve 250 staff volunteer days, alongside continuing our charitable activities and Wellness & Wellbeing programme, so N J Goodman & Co has joined the business at an exciting time.”

For more information, visit: https://www.slaterheelis.co.uk/

How to Choose the Right Exhibition Booth for Your Trade Show

Blog

Danielle Trigg

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15/05/2023

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How to Choose the Right Exhibition Booth for Your Trade Show

Are you planning to participate in a trade exhibition or expo and wondering which type of booth or kiosk would be the perfect marketing tool for your brand? With so many options available, it can be challenging to decide on the right one.

As a business owner, you may have found yourself stationed on a small stand, envying the larger island stands with their brightly lit signs and spacious layout. However, regardless of the size of your display booth, you can still create a memorable experience for your visitors.

One way to make the most of a small booth space is to focus on creating an impression of activity. Even if you only have four people on your shell plan stand, you can still provide the illusion of a bustling crowd, which can draw in more customers. After all, people hate feeling left out, and a busy booth can make them feel like they are part of something exciting.

Now that you understand the importance of creating a buzz around your booth, it’s time to choose the right type of booth or kiosk. Here are some concepts to consider:

Modular Booths

These types of booths are designed to be versatile and can be reconfigured to fit different booth sizes and layouts. They are an excellent choice for businesses that participate in multiple trade shows or expos, as they can be used in different settings.

Pop-up Booths

Pop-up booths are easy to set up and take down, making them a great option for businesses that need to move quickly between events. They are also an affordable choice for those on a tight budget.

Custom-built Booths

If you want a truly unique booth that reflects your brand’s personality, a custom-built booth may be the best choice for you. These booths can be designed to fit any space and can be made from a variety of materials.

Hybrid Booths

A hybrid booth is a combination of two or more booth types, such as a modular and custom-built booth. This type of booth allows you to get the best of both worlds, with the versatility of a modular booth and the uniqueness of a custom-built booth.

Now, ow can you revolutionise your trade show booth? Participating in a trade show can be a great opportunity to showcase your brand and connect with potential customers. However, with so many other booths competing for attention, it can be challenging to stand out from the crowd.

Design with impact! A single brilliant stand design idea can turn your booth into a major success. To achieve this, make sure your content is easy to understand, and your visuals are eye-catching. Consider incorporating interactive elements such as touch screens, games, or virtual reality to engage visitors and keep them interested in your brand.

Light it up! Lighting can be a powerful tool to draw attention to your booth and create a memorable experience for visitors. Use light effectively by highlighting key features or products and creating a welcoming ambiance. Consider using colourful or dynamic lighting to make your booth stand out from the rest.

Virtual reality is a technology that has the potential to revolutionise the way we experience trade shows. Consider incorporating virtual reality elements into your booth to create a truly immersive experience for visitors. This could include virtual product demonstrations, 360-degree tours, or interactive games.

Don’t forget, social media is a powerful marketing tool that can help you reach a wider audience and generate buzz around your booth. Utilise platforms such as Twitter, Instagram, and LinkedIn to promote your presence at the trade show, engage with visitors, and share updates and photos from the event.

Also, From the beginning, be clear about your booth’s objectives. This is often overlooked in the rush to make a good impression during the exhibition. Make sure your service or product fulfills the audience’s needs and create a clear message that resonates with your target audience.

Make the most of your advertising budget by planning ahead and doing as much as you can before, during, and after the event. This could include pre-show promotions, giveaways, and follow-up emails to potential customers.

The Ultimate Guide to Choosing the Correct Ring Size

Blog

Danielle Trigg

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15/05/2023

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The Ultimate Guide to Choosing the Correct Ring Size

If you are considering buying a ring, you may have encountered the question of choosing the correct size. This can often pose a significant challenge and hinder the acquisition of high-quality jewellery.

To dispel any doubts and help you resolve this issue, FJewellery has prepared a comprehensive guide to UK ring sizes. It will be an interesting journey at the end of which you will definitely know how to choose a ring for yourself or as a gift.

British ring size classification is used in the United Kingdom, Australia, New Zealand, Ireland, South Africa, and Canada. It is also utilised in some other countries, although not as commonly. In the United States, a different ring size system is used, based on inches or fractions of an inch.

In the photo below you see the UK size chart:

Circumference Diameter	UK Rings Size	US Rings Size	EU Rings Size
C: 37.8 mm D: 12.0 mm	A	1/2	–
C: 39.1 mm D: 12.4 mm	B	1	–
C: 40.4 mm D: 12.8 mm	C	1 1/2	40 1/2
C: 41.7 mm D: 13.2 mm	D	2	41 1/2
C: 42.9 mm D: 13.6 mm	E	2 1/2	42 3/4
C: 44.2 mm D: 14.1mm	F	3	44
C: 45.5 mm D: 14.4 mm	G	3 1/2	45 1/4
C: 46.8 mm D: 14.8 mm	H	4	46 1/2
C: 48.0 mm D: 15.2 mm	I	4 1/2	47 1/8
C: 48.7 mm D: 15.4 mm	J	4 3/4	48 3/8
C: 50.0 mm D: 15.9 mm	K	5 1/4	49 5/8
C: 51.2 mm D: 16.3 mm	L	5 3/4	50 7/8
C: 52.5 mm D: 16.7 mm	M	6 1/4	52 1/8
C: 53.8 mm D: 17.1 mm	N	6 3/4	53 3/8
C: 55.1 mm D: 17.5 mm	O	7	54 5/8
C: 56.3 mm D: 17.9 mm	P	7 1/2	55 7/8
C: 57.6 mm D: 18.3 mm	Q	8	57 1/8
C: 58.9 mm D: 18.7 mm	R	8 1/2	58 3/8
C: 60.2 mm D: 19.1 mm	S	9	59 5/8
C: 61.4 mm D: 19.5 mm	T	9 3/4	60 7/8
C: 62.7 mm D: 19.9 mm	U	10 1/4	62 1/8
C: 64.0 mm D: 20.3 mm	V	6 3/4	63 3/8
C: 65.3 mm D: 20.7 mm	W	11 1/4	64 5/8
C: 66.6 mm D: 21.1 mm	X	11 3/4	65 7/8
C: 57.8 mm D: 21.5 mm	Y	12	67 1/8
C: 68.5 mm D: 21.7 mm	Z	12 1/2	67 3/4

Each size is identified by a letter and a number:

The letter indicates the size of the ring, which corresponds to a specific diameter of the ring. Each letter corresponds to a certain diameter size, starting usually from size A and ending at size Z. However, there are also letters outside this range for larger sizes. For example, if the ring has a diameter of 17.3 mm, then its size will fall between sizes N and O, where N is 17.2 mm and O is 17.5 mm.
The number indicates the diameter of the ring in millimetres. For example, if you fit a size 7 ring, that means the ring is approximately 17.3 mm in diameter. The numbers range from 3 to 16, and there are also half sizes available (e.g., 3 1/2).

There’s nothing difficult about this, is there? Now let’s work out how to determine the size. You will need a soft measuring tape with millimetre markings or a piece of string and a ruler. Follow these steps:

Take a piece of soft ribbon or string and wrap it around the base of the finger on which you want to wear the ring.
Ensure that the tape or thread fits comfortably around your finger, but is not too loose or tight.
Make a mark where the ribbon or the ends of the thread meet.
Check the measurement on the tape and write it down. Alternatively, measure the thread against a ruler with millimetre markings to obtain the measurement in millimetres.

Compare the result obtained with the ring size chart in the imperial system. Typically, UK ring size is given in inches or fractions of an inch, where 1 inch equals 25.4 mm.

If the measured length is between two sizes, it’s best to choose the larger size for a more comfortable fit of the ring on your finger. Keep in mind that during summer, a person’s fingers may slightly swell, and a slightly larger size may be required. On the contrary, in winter, fingers become thinner. That’s why it’s worth choosing a ring that isn’t too wide or narrow for you, and has a comfortable fit.

How to select the correct ring size for someone else? Here are some options:

Inquire about their ring size. This is a good option, particularly if you intend to spend a significant amount of money on the jewellery.
Visit a jewellery store together and have the size measured by a professional.
Use the method mentioned above to determine the size covertly. This choice is ideal if you wish to make it a surprise. The only thing left is to wait for a suitable opportunity to take the finger diameter measurement discreetly.

Does the size of the ring affect its price?

As you may be aware, the price is determined by several factors, including the type of material used, the design, and the weight of the piece. Therefore, it is clear that a thin silver ring with a small diameter will be more inexpensive than a larger gold ring.

It is possible to determine your size in the British ring size system by following step-by-step instructions or seeking assistance from a jeweller. FJewellery online store, like many other British salons, offers an extensive assortment of gold and silver rings at attractive prices in their catalogue.

RVA Surveyors Offer Insight into the Valuation Office Agency Consultation on Business Rates

News Desk

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15/05/2023

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RVA Surveyors Offer Insight into the Valuation Office Agency Consultation on Business Rates

The Valuation Office Agency (VOA) have opened an online consultation with the public on what information should be shared about business rates. Managing Director of RVA Surveyors, Anthony Hughes, shares insight into how this affects businesses.

Whether landlords, business owners or leaders, ratepayers and many more, the VOA have asked the public to put forward their opinion. Particularly, on three specific areas: what extra information should be provided, what is needed to judge if a valuation is accurate and fair, and what is considered sensitive data.

As the cost of running a business – from energy prices, wages, to supply issues – rises, taxes and interest rates have risen too in an effort to control inflation. For commercial property owners/tenants/landlords perhaps the most prevalent of this is the commercial property tax known as business rates. Although studies published in 2022 have found that excessive corporate profits have driven almost 59% of inflation throughout the cost-of-living crisis in the UK alone.

Business Rates Have Stayed at the Forefront of a Business’s Costs.

More frequent valuations however have often been a hotly debated topic when it comes to overhauling the UK’s business rates tax system. Perhaps this is the ultimate subject of the VOA’s current venture. A survey in which to determine the popularity of more frequent valuations, as well as other concerns people may have about this particular tax.

“Overhauling the business rates tax system is a very, very frequent discussion.” Anthony Hughes, Managing Director of RVA Surveyors, explains.

“Many believe that more frequent valuations will do the trick, however this is only part of it. A commercial property’s space and usage can change in value, an increase, or a decrease. This then affects what business rates you pay on that property. Unless physical, on-site inspections are conducted on every commercial property to ensure accuracy, the VOA cannot guarantee a fair tax.

The VOA employs almost four thousand people. Roughly half of these are surveyors. It is well within their ability and manpower to conduct physical inspections on every commercial property in a three-year rating list.”

For more information, visit: https://www.rvasurveyors.com/

Financial Stress Impacting the Mental Health of Small Business Owners

News Desk

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15/05/2023

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Financial Stress Impacting the Mental Health of Small Business Owners

Almost half (49%) of small business owners feel the financial aspect of keeping their business afloat has had a negative impact on their mental health in the past year.
Of these people, 60% have taken on personal debt to finance their business.
Of this group, 65% are already personal guarantors for business loans, or will become so this year.
The most valuable source of tips and advice to small business owners are accountants.

1 in 2 small business owners (49%) believes their mental health has suffered from the stress of managing their business finances in the past year. A new survey, based on 400 managers and owners of small businesses across the UK in April 2023, conducted by Purbeck Personal Guarantee Insurance, the provider of personal guarantee insurance to small business owners to mark Mental Health Awareness Week, 15-21 May 2023 has uncovered the emotional cost of being your own boss during the cost of living crisis.

The owners of smaller businesses which employ 2 to 10 people, have been in operation for 5-10 years and are solely responsible for the decisions of the business are most likely to have suffered higher levels of anxiety and stress over their business finances, according to the survey.

Mental health impacts are also more likely to be amongst those people that have taken on personal debt to fund their business in the past year.

Amongst the directors and owners who feel the financial aspect of running their business has impacted their mental health, 60% have taken on personal debt for their business while 69% have taken on or will need new finance in the next year. For 43% this will be for paying off outstanding debt. Furthermore, 65% are already personal guarantors or plan to become one for a business loan. This means that unless they have secured personal guarantee insurance, their home and savings would be at risk if their business fails.

The survey also found that when small business owners want financial advice and support, their accountant comes top of this list (37%) followed by their lender or bank manager (23%). Family members are also called on by 1 in 5 (20%). Just 1 in 10 (10%) also sought advice from another small business owner.

Todd Davison, MD of Purbeck Personal Guarantee Insurance said: “Financial worries can be a source of huge anxiety and we’ve had all the ingredients in the past year to increase stress levels for small business owners, as reflected in our survey. Often, the finances of a small business are linked to the personal finances of the owner – whether that’s because they have taken on a personal loan to help the business, borrowed from friends or family or they have signed a personal guarantee for a business loan. That just adds to the worry, creating a huge burden for the owner/manager.

“One way to tackle financial fears on a practical level is through Personal Guarantee Insurance. It exists to offer small business owners greater peace of mind and confidence when securing a personal guarantee backed loan. Purbeck also offers advice and mentoring support when a business gets into financial distress, including speaking to other businesses that have been through similar issues to learn what they did to solve them.

“On a more emotional level we also recommend checking out the Mental Health Awareness website which offers some fantastic tips for dealing with anxiety – the theme of this year’s Mental Health Awareness week. Tips include breathing techniques; exercise (outdoors ideally); keeping a diary; eating healthily; getting rest and sleep; and connecting with others. We know the connections we have facilitated for small businesses as part of our claims service have often made a big difference to the mental well-being of the owner as well as the financial standing of the business.”

Manchester City vs Real Madrid Betting Offer: Bet £10 Get £40 in Free Bets with Betfred

Betting

Dean Carr

-

15/05/2023

0

Manchester City vs Real Madrid Betting Offer: Bet £10 Get £40 in Free Bets with Betfred

Manchester City face Real Madrid at the Etihad Stadium in the second leg of their Champions League semi-final on Wednesday night. The tie is nicely poised at 1-1 following a fascinating first leg at the Santiago Bernabeu last week.

Betfred is offering new customers the chance to claim £40 in free bets by betting £10 on Manchester City vs Real Madrid. Find out how to claim this fantastic offer below.

18+ Gambling Can Be Addictive. Please Play Responsibly. BeGambleAware GamStop Gambling Commission

How to Claim Betfred Offer

If you are interested in claiming this Betfred offer in time for the upcoming match, be sure to follow each of these simple steps.

Click the link to be taken to the Betfred sign-up page
Enter your personal details, such as your name, address and date of birth
Use promo code WELCOME40 to be eligible for the offer
Place a first bet of £10 on a selection at odds of evens or greater
Claim £30 in free bets as 3 x £10 free bets once your qualifying bet has settled

Manchester City vs Real Madrid Match Preview

Manchester City’s pursuit of a historic treble continues on Wednesday night, as Pep Guardiola’s team look to continue their incredible run of form at the end of the season. City are 22 games unbeaten in all competitions, winning 18 during that streak and are now one win away from winning the Premier League title following Sunday’s 3-0 victory over Everton. City have also won each of their last seven home Champions League matches — and have a 4-3 win over Real Madrid included in that streak.

Having already won the Copa Del Rey this season, Real Madrid are still in the running for a double under Carlo Ancelotti this season. Although well short of Barcelona in La Liga, there is an opportunity for them to win their sixth Champions League in 10 seasons. This will be the third consecutive Champions League tie in which Real Madrid have faced an English side and they have had success in both of the away trips, winning 5-2 at Liverpool and 2-0 at Chelsea.

Betfred Offer Terms and Conditions

New 18+ UK customers only. Register using the promo code WELCOME40, deposit and place your first bet of £10+ on Sports (cumulative Evens+) within seven days of registration. The first bet must be on Sports. £40 in Free Bets and £10 in Free Spins (50x20p) credited within 10 hours of bet settlement. Free Bet stakes are not included in any returns. Bonuses have a 7-day expiry. Payment restrictions apply. SMS verification and/or Proof of I.D. and address may be required. Full T&Cs apply.

Available to new customers only. Make a qualifying deposit of £5* or more and claim the offer within 30 days of registering your account to qualify for 300% of Bet Credits, up to a maximum of £40* in Bet Credits. Once released, your Bet Credits will be held in your account balance and are non-withdrawable.
To release your Bet Credits for use, you must place qualifying bets to the value of your qualifying deposit (capped at £10*), and they must settle within 30 days of claiming the offer. Only qualifying bets placed and settled after claiming the offer will count towards this requirement.
Apple Pay, Google Pay, PayPal, Paysafecard and all other prepaid credit and debit cards, where available, cannot be used for either your qualifying deposit or any subsequent withdrawal of returns from Bet Credits stakes unless we have successfully verified an accepted form of your Identity Documents. You have entered a Postal Verification Code (PVC), or we have successfully verified two accepted forms of your Identity Documents. See condition 2 of the full Terms and Conditions for details.
Bets placed must meet certain conditions to count towards the release of your Bet Credits:
- Must contain at least one selection at odds of 1/5 (1.20) or greater.
- Only the largest cumulative stake on an individual selection within a market/fixture combination (pre-match or In-Play) will count towards the settled bets requirement.
- Where a stake has been partially Cashed Out, only the remaining active stake will count.
- Where a bet has been edited using our Edit Bet feature, only the new stake on the new bet will count.
- Fully Cashed Out, Instant Games, Gaming, Free Bets, void bets, and In-Play bets settled as a push or Fantasy Sports entries will not count.
Your Bet Credits are non-withdrawable, and Bet Credits stakes are not included in any returns. Any returns from Bet Credits placed will be added to your Withdrawable Balance. Bet Credits cannot be used on certain products, offers/promotions and bet types. See full Terms and Conditions for details.
Your Bet Credits will be forfeited and removed if your account is inactive for 90 consecutive days.

Inter Milan vs AC Milan Betting Offer: Bet £10 Get £30 in Free Bets with William Hill

Betting

Dean Carr

-

15/05/2023

0

Inter Milan vs AC Milan Betting Offer: Bet £10 Get £30 in Free Bets with William Hill

Inter Milan take on AC Milan at the San Siro in the second leg of their Champions League semi-final on Tuesday night. The former carries a 2-0 advantage into the second leg after first-half goals from Edin Dzeko and Henrikh Mkhitaryan.

New customers at William Hill can get £30 in free bets when they place a £10 bet on Inter Milan vs AC Milan on Tuesday. Read on to learn how to claim this fantastic offer in time for the all-Italian semi-final.

18+ Gambling Can Be Addictive. Please Play Responsibly. BeGambleAware GamStop Gambling Commission

How to Claim William Hill Offer

If you want to claim this William Hill welcome offer, be sure to follow each of the steps below.

Click the link above to be taken to William Hill’s sign-up page
Create an account with the bookmaker
Enter the William Hill promo code ‘R30’
Make a first deposit and place a qualifying bet of £10 on a selection at odds of 1/2 or greater
Wait for your qualifying bet to settle and claim your £30 in free bets

Inter Milan vs AC Milan Match Preview

Inter Milan are in stunning form heading into this enormous second leg back at the San Siro, having won each of their last seven games in all competitions. They have been in free-scoring form too, with 17 goals scored in their last five outings. Up 2-0 from the first leg, Inter have one foot in the final and now have ‘home’ advantage to benefit from in the second leg.

On the opposite foot, AC Milan have saved a poor run of form for the business end of the season. Stefano Pioli’s team have won just four of their last 15 games and one of their previous five ahead of what is one of their biggest games for years. They are not yet down and out, but it is vital that they score the first goal in the match to make this a serious contest.

Offer Terms and Conditions

a) The promotion runs from 00:01:00 (UK time) on Wednesday, 13th April 2022, until otherwise cancelled by us in accordance with these promotional terms (the promotion period).

b) The promotion is only available on sportsbook excluding Virtual markets (Virtual horse racing, Virtual greyhound racing, Virtual football and any other Virtual product(s) launched by William Hill from time to time) (the promotion markets).

c) This promotion is not available to new accounts where funds are paid by PayPal, Neosurf, Paysafe, Nuvei Apple Pay, NETELLER, Skrill, ecoPayz, Kalibra/Postpay or William Hill PLUS Card.

d) Place a minimum stake of £10 (the minimum stake) from your main balance to opt into the promotion.

e) The £30 of Free Bets will be credited to your account once the qualifying bet has settled and will expire if not used within 30 days (bonus period). Any bonus that has not been redeemed before the end of the bonus period will be deleted.

f) The bonus is non-refundable and cannot be withdrawn as cash.

g) The full value of the bonus should be redeemed in one stake. Any portion of the bonus that is not staked will be voided. A bonus can only be used once.

h) The promotion in pound sterling is only available to new customers in the United Kingdom. If you take part in the promotion, you will not be eligible for any other new customer promotion. The promotion is unavailable in the shop or through our TV betting service.

i) If you cash in your bet, your stake will no longer constitute a qualifying stake for participation in this promotion.

j) Customers who reside in Northern Ireland and have a fully registered William Hill online account have a free entry route for this promotion. To enter the promotion, customers residing in Northern Ireland should contact Live Chat, state the name of the promotion and request entry. Only customers able to prove that they are residents in Northern Ireland will qualify for the free entry route.

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