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QUALITY ENGINEERING CONSULTANCY ROQ GIVES LANCASHIRE STUDENTS A TECHNOLOGY TASTER

Roq, a Quality Engineering Consultancy, is on a mission to inspire and empower young minds with exciting technology careers! And what better way to do it than with their Defectives Secondary School Competition?

This year, Roq hosted the competition in seven local secondary schools, including Penwortham Girls High School, Parklands High School, Preston Muslim Girls High School, Wellfield Academy, All Hallows Catholic High School, Lostock Hall Academy and Balshaw’s Catholic High School. The aim of the competition was to inspire students and help them recognise the benefits of pursuing a career in tech. Over 130 pupils took part in the challenge between June and July, where they had to find defects (bugs/glitches) on live, real-world websites.

Students identified a range of defects, including website accessibility, broken links, grammar issues and missing information. For each defect found, students were awarded three points.  Additional points were also granted for their knowledge of Roq as part of a short quiz. The winning school, Balshaw’s Catholic High School, found over 190 defects, earning them an impressive 576 points. All Hallows came in second with 564 points, followed by Lostock Hall with 543 points.

Shaheen Gul, Roq’s Academy Recruitment Specialist, expressed Roq’s passion for improving the lives of young people and providing them with opportunities to pursue a future career in technology. She said, “Our Defectives Secondary School Competitions are just one of the many initiatives we take to support students who want to get into the world of technology. We also host mock interviews, arrange school visits to our offices, attend careers fairs and guest lectures around the UK, and actively promote careers in Quality Engineering.”

The schools were impressed with the competition, and the feedback was overwhelmingly positive. Many students were surprised to learn that they could have a career in tech and enjoyed the hands-on, real-world experience. One student even said, “It was a fun and educational time, which also educated me on a possible career path,” and another commented that “It allowed me to see more into the role of the company and made different pathways clearer.”

As a dedicated team of professionals who are passionate about helping young people discover their potential and make their dreams a reality, Roq is committed to making a positive impact on education and innovation.

Resilience Training: Helping Employees Handle a Stressful Work Environment

People experience different stress levels in the workplace depending on the industry they work in and their positions. The natural response to these stressful situations is to resolve them as fast as possible so they stop making us uncomfortable. Instead of reacting to stress like this, what if individuals could be proactive and have the ability and skills to prepare for what comes next?

This is resilience, and those who have built this skill can manage stress much better than those who have not. Resilience training can be crucial for employees who work in stressful environments and who have to deal with high-pressure situations, tight deadlines, and demanding expectations. Here are some reasons why resilience training can make them better at dealing with these situations.

It Helps With Stress Management

Resilience training arms employees with effective tools and coping strategies that can help them manage their stress. Employees who use these tools can identify and then address stressors using different coping mechanisms. Doing so prevents stress from becoming overwhelming and impacting not only their performance but their well-being, too.

Additionally, an employee’s threshold for stress increases once they have undergone resilience training. This means they can take on or handle more stress because they have the tools and coping strategies that help them do this.

Resilience Training Helps With Adaptability

Being adaptable to change is a crucial part of learning to deal with different stressors. Understandably, change is inevitable in fast-paced work environments. This could be changes in team dynamics, company strategies, management structures, responsibilities, roles, and tasks.

Resilient employees can embrace these and other changes more readily. Learning to adapt their mindset after undergoing resilience training from Acuity Training, for example, helps minimise the impact of the disruptions changes cause and helps employees maintain productivity even in such highly-stressful environments.

Resilience Training Builds Confidence and Belief

Among other things, dealing with highly stressful situations depends on how confident a person is that they can do it. Resilience training can make employees more confident and increase their belief in their abilities.

Individuals with high self-confidence and belief in their abilities are more likely to deal with problems head-on and persist in their efforts despite the opposition, setbacks, and stress they face.

It Reduces Burnout and Absenteeism

The chronic stress and exhaustion employees face in highly stressful work environments can lead to burnout. Employees experiencing burnout are more likely to be less productive than their counterparts. Additionally, they are less likely to be able to deal with the stressful environment on top of everything else they are going through.

Resilience training decreases the likelihood of burnout, giving individuals opportunities to deal with the stress they face in their workplaces. Lower levels of burnout reduce absenteeism and lead to higher job satisfaction, itself a factor in determining how stressed an employee is at work.

Resilience training can produce excellent results by helping employees learn how to deal with stressful work environments. It can improve productivity, help employees deal better with their emotions, and help with their overall well-being

BLUETTI: Choosing the Right Battery for Your Solar System

Solar power is on trend as a free and sustainable energy source. You may have already installed a solar system on your roof and are benefiting from it. But merely a solar system isn’t a sure card. What if there’s a long power outage occurring just on rainy days?

Without an efficient battery, excess solar power is wasted. And you don’t have enough power when the sun isn’t shining.

Storing extra solar energy in batteries, however, allows you to use it later at any time, reducing your dependence on the grid and saving on utility bills. Some batteries support grid connection and allow you to sell the excess energy back to the grid, so you can even earn money from your solar system.

Common Types of Batteries for Solar Systems

Let’s explore some of the mainstream battery types and their features:

Lead-Acid Batteries

Lead-acid batteries have been in use for a long time and are relatively affordable. They offer high surge currents and have a relatively high energy density. Yet, they have a shorter lifespan and require regular maintenance.

Nickel-Cadmium Batteries

Nickel-cadmium batteries are known for their durability and ability to withstand extreme temperatures. They have a long lifespan and high efficiency of charge/discharge. However, they are expensive and contain toxic materials.

Lithium-Ion Batteries

Lithium-ion batteries are widely used in rechargeable electronics and electric vehicles. They are lightweight, require minimal maintenance, and offer high energy density. Two main lithium-ion types, lithium nickel manganese cobalt oxide (NMC) and lithium iron phosphate (LFP), are most popular for solar energy storage.

The NMC batteries are relatively lighter and have a higher energy density. The LFP batteries deliver nearly five times as many charge cycles as NMC batteries and are less prone to catch fire.

Clearly, LiFePO4 batteries stand out as a favorable option for solar systems; they are safer, more stable, and have an impressive lifespan of up to 3.500 cycles, making them a long-term investment for solar system owners.

There are many batteries on the market and BLUETTI emerges as a leading provider of portable, home and commercial battery solutions. In addition to the inherent benefits of LiFePO4 batteries, BLUETTI battery systems offer some outstanding features.

Self-Heating Function

Certain BLUETTI products, such as the B300S additional battery for the AC500, are equipped with temperature sensors that enable self-heating in extremely cold weather. This function ensures the entire system operates smoothly, even in harsh winter conditions with temperatures as low as -20° C (-4° F).

Integrated Power System

BLUETTI battery solutions can be complete power systems that integrate MPPT controllers, efficient inverters, multiple outlets, and more. Coupled with many other useful features, such as the UPS function, peak load shifting, off/on grid connection, BLUETTI battery systems can provide uninterrupted power for all needs.

Wide Compatibility

BLUETTI battery systems are widely compatible with existing or new solar systems. They vary in size, capacity, power and solar charging capability, offering different options.

For residential solar systems large solar systems on rooftops of homes or farms typically generate more power for large energy consumption and require more capacity for storage. BLUETTI recommends its EP600 and AC500 battery system in these cases. These batteries offer high power output, up to 9.000W and 5.000W respectively. Both are modular in design. You can customize your own battery system by adding batteries as needed.

The EP600 works with 2 to 4 B500 batteries for a flexible capacity ranging from 9.920Wh to 39.680Wh, which can power a home with an average daily energy consumption of 3.000Wh for almost a week. Its grid-connected capability allow you to sell the extra solar power back to the grid for money. Backed by a worry-free ten-year warranty, it constantly benefits you and the earth as well.

The AC500 stores a maximum of 18.432Wh of power when paring with B300S. Compared to the EP600, it is more portable and easier to set up. It doesn’t require any electrical expertise to use, just plug and play.

Balcony and RV solar systems are also popular now, they usually have smaller solar arrays for partial independence from the utility. BLUETTI AC200P or AC300 battery systems are just for these setups. These batteries are compact, movable, and provide sufficient power for various occasions.

The modular AC300 has a maximum energy storage of 12.288Wh with the B300 battery and delivers 3.000W power. The AC200P can draw 2.000W from its 2.000Wh built-in battery. What they have in common is a variety of output options that can charge anything you plug in.

About BLUETTI

BLUETTI has been committed to promoting sustainability and green energy solutions since its inception. By offering eco-friendly energy storage solutions for both indoor and outdoor use, BLUETTI aims to provide exceptional experiences for our homes while also contributing to a sustainable future for our planet. This commitment to sustainable energy has helped BLUETTI expand its reach to over 100 countries and gain the trust of millions of customers worldwide.

Call for Nominees in Energy Efficiency from AMD Design Award 2023

AMD will accept submissions from CG artists, media artists, and students until October 15. This year’s contest highlights key environmental concerns such as ecology and sustainable technological development.

Santa Clara, CaliforniaAMD (NASDAQ: AMD) will host an event that will be valuable to the world of digital design. The AMD Design Award 2023, a recognized competition focused on energy efficiency, calls for nominees until October 15, 2023. The winners will be announced on October 31st, 2023.

Advancing environmental sustainability

The AMD Design Award 2023 is a contest for CG and media artists as well as creative students that is aimed to support the next generation of creators, focusing on the renewable energy transition as one of the main challenges facing the planet.

Powering the products and services that help solve the world’s important challenges, AMD embraces the responsibility to protect the planet and the opportunity to help others reduce their environmental impacts. The company’s environmental programs and initiatives extend across its value chain, and it sets an ambitious goal with the AMD Design Award to create a world full of art where everyone can openly create content and share ideas using sustainable and energy-efficient computing. 

Prioritizes the usage of renewable energy sources

This year the AMD Design Award will be held for the third time. The 2021 and 2022 awards focused on fresh perspectives on human evolution and concepts for creating eco-cities on land and underwater.  While last year, it was focused on a vision of an eco-friendly future, in 2023 it will shine a spotlight on crucial environmental concerns such as ecology and sustainable technological development. Prioritizing renewable energy sources usage is important because a growing number of people worldwide want to reduce their greenhouse gas emissions and use smarter ways to consume energy.

Starting from July 7th until October 15th, 2023, AMD will accept submissions from CG artists, media artists, and students – including creative industries students, 2D/3D computer graphic artists, and design studios. For the first time this year, AMD Design Award receives entries from media artists who play a vital role in pushing the boundaries of environmentally supportive visions into people’s day-to-day lives by exploring the possibilities of technological sustainability.

Competition in 3 categories

The AMD Design Award 2023 Jury will evaluate graphic designs demonstrating high-performance digital solutions in three categories. In the “City” category, participants are encouraged to showcase groundbreaking solutions for Smart City infrastructure. The “Transport” category encompasses designs aimed at revolutionizing transportation systems, specifically targeting zero-emission vehicles and environmentally sustainable modes of travel. The “Social Poster” category was added to the 2023 Design Award this year. It invites participants to unleash their creativity and encourages them to create a social statement in a digital format to illustrate how citizens can use energy responsibly in the future.

Three winners in each category will enjoy prizes like workstations powered by the AMD Ryzen™ Threadripper™ processors, AMD Ryzen™ 7000 Series processors for Creators, AMD Radeon™ Graphics Cards, and high-performance laptops. The AMD Design Award 2023 jury will pay special attention to the social agenda behind the submissions. The winning student submission in each category will receive access to the world-class Learn Squared courses from key industry experts. Each winner of the contest will also receive a Windows 11 Pro for Workstations license, further enhancing their creative capabilities.  

For more information, visit the official website at AMDAWARD.COM.

About AMD

For more than 50 years AMD has driven innovation in high-performance computing, graphics and visualization technologies. Billions of people, leading Fortune 500 businesses and cutting-edge scientific research institutions around the world rely on AMD technology daily to improve how they live, work and play. AMD employees are focused on building leadership high-performance and adaptive products that push the boundaries of what is possible. For more information about how AMD is enabling today and inspiring tomorrow, visit the AMD (NASDAQ: AMD) website, blog, LinkedIn, Facebook and Twitter pages.

Contact: 

Vivina Daswani
Phone: +971 50 627 9204
Email: contact@teamone.marketing 

Manleys Prevails in FA Appeal, Clearing Young Footballer of Racist Comment Charge

Chester-based media, sports, and litigation practice Manleys have achieved yet another victory, this time in an appeal for a young footballer who was initially charged with making a racist comment during a league match last season in an FA disciplinary hearing.

Manleys, representing the footballer, filed grounds of appeal arguing that the original decision was “Wednesbury unreasonable,” indicating that no other tribunal would have arrived at the same conclusion based on the available facts and evidence. Additionally, they contended that the player did not receive a fair hearing.

Mark Manley, the Managing Director of Manleys, represented the player at the appeal hearing. He expressed satisfaction with the outcome, stating, “The player and his family are naturally very pleased that the appeal succeeded, and the sanction entirely lifted. The player accordingly considers himself exonerated.”

The initial disciplinary charge carried significant consequences for the player’s reputation, making the appeal a crucial step in clearing his name. Navigating the complex regulations in the FA Handbook required careful attention, and the success of the appeal ensured that the player was not unfairly penalised.

Notably, the imposed sanction initially ruled the player out of an important Final. Manleys also successfully appealed this decision, allowing the footballer to participate in the match, which his team subsequently won. This dual success not only cleared the player’s name but also allowed him to triumph on the field.

Manleys has built a reputation for representing sportsmen and women across various sports, offering expertise in privacy, reputation management, contractual matters, and other dispute resolution cases. The firm’s track record includes previous successes before FIFA Arbitration panels and FA Rule K cases.

The recent victory in the FA appeal further underscores Manleys’ commitment to providing effective representation and legal solutions for sports professionals, ensuring their fair treatment both on and off the pitch.

Manchester martial arts clothing brand Progress JJ double sales to £2.4 million

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Manchester martial arts clothing brand Progress JJ has doubled sales in the last year to £2.4 million.

The Trafford Park firm, which specialises in stylish jiu jitsu sportswear kit, is a global hit – shipping to more than 75 countries.

Jiu jitsu is the world’s fastest growing martial art and celebrity fans include Tesla’s Elon Musk and Facebook’s Mark Zuckerberg and movie stars Tom Hardy and Henry Cavill.

Progress JJ celebrates its Manchester roots with kimonos and gi fighting jackets and trousers named after local landmarks such as the M6.

The fast-growing firm secured six-figure funding from the Northern Powerhouse last year to fund export growth.

Progress JJ came second last year in Brightpearl’s Lightning 50 league table of the UK’s fastest growing ecommerce brands.

Founder and chief executive James Tighe, an intermediate purple belt fighter, talks about the success of Progress JJ on Brightpearl’s Lightning 50 E-Commerce Growth Hacking Podcast.

Tighe spotted a gap in the market for high quality jiu jitsu clothing and has worked with his father Denis and nephew Sam to grow the business.

He said: “This is very much a family business, created after we all fell in love with the Brazilian jiu jitsu sport.

 “Our dream was to one day quit our jobs and work on the brand full time, being involved with the jiu jitsu community, to help it grow as much as we could.

“Fast forward to January 2021, we finally achieved our goal and launched the brand full time from our distribution centre at Trafford Park.

“We have not looked back since and have our amazing customers to thank for giving us the best job in the world.

“We take great pride in being from Manchester and the city’s culture and history influences a lot of our designs such as M6 kimonos and gi wear.

“We add more value to the jiu jitsu community than we take out and our mission is to create the best products and projects that motivate and inspire all Jiu Jitsu athletes to Progress.

“We’re growing at a really good rate at the minute, which obviously comes with problems and challenges, but we are getting on top of things now.”

Sales have grown from £268,000 in the first full year to £1.2 million in the second year.

They doubled again to £2.4 million in the last financial year which ended in April, with profits of £144,000 – up from £47,000 the previous year.

Over the next year, sales are expected to almost double again to £4.5 million.

Progress JJ, which supports the RAF’s jiu jitsu team and recently teamed up with Gymshark for a collaboration, has seven staff and is based at the Westbrook Trading Estate at Trafford Park.

A key part of its  success has been introducing Inventory Planner stock planning software which has boosted profitability.

Tighe, 41, said: “Inventory planner has helped us get much more accurate purchase invoices, so much less stock is being under and over sold.

“It has really boosted our efficiency and profitability and ensured that we are not tying up cash. It has made sure that we always have available supplies of our best selling products.”

Tighe told the L50 podcast that Brexit had been a “nightmare” and the brand had been forced to open a warehouse in Spain to serve its customers in the European Union.

Next stop is America where the jiu jitsu market is 20 times the size of the UK.

Jiu jitsu’s huge popularity is due it being one of the main martial arts used by cage fighters in the UFC (Ultimate Fight Championship) bouts screened globally

The sport hit the headlines this month when Mark Zuckerberg challenged fellow billionaire Elon Musk to a jiu jitsu cage fight.  Both men regularly train in the sport.

Jiu jitsu is a self-defence martial art based on grappling, ground fighting and submission holds.

Tighe explained in the L50 podcast that lots of people are taking up jiu jitsu thanks to UFC.

He said: “People have started really getting involved in watching and training in mixed martial arts.

“A lot of people don’t like boxing or getting punched or kicked in the face, so people naturally sort of gravitate to the sport which is a little bit less intense, which is jiu jitsu, a more gentle martial art.

“It’s kind of like a combination of judo and wrestling, but you don’t really get hurt.

“I think that’s why people love training. People start training in their 40s, 50s or even into their 60s. It’s not like a lot of other sports where it requires a lot of physical attributes – anyone can do it.”

Sell Your Probate House Quickly

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Experiencing the loss of a loved one can be an emotionally challenging period, and managing their estate can often feel like an overwhelming task. One major aspect of settling an estate is selling a probate house. Selling a probate property can often be a complex and time-consuming process, but with the right approach, you can sell your probate house quickly and efficiently. In this article, we’ll provide you with eight essential tips to help you navigate the probate house selling process and ensure a smooth transaction.

1. Understand the Probate Process

Before diving into selling a probate house, it’s crucial to understand the probate process itself. Probate is the legal process of distributing a deceased person’s assets and settling their debts. Familiarise yourself with the specific probate laws in your jurisdiction to ensure you follow the necessary procedures when selling the property.

2. Seek Professional Assistance

Probate sales involve intricate legal procedures, so it’s advisable to consult with professionals who specialise in probate real estate transactions. Hire an experienced probate attorney and a qualified real estate agent with expertise in handling probate properties. They can guide you through the process, provide valuable advice, and ensure all legal requirements are met.

3. Obtain a Property Valuation

Knowing the accurate market value of your probate house is crucial for setting the right asking price. Hire a certified appraiser or contact local real estate agents to assess the property’s value. This evaluation will help you determine a realistic price that will attract potential buyers and expedite the selling process.

4. Clean, Declutter, and Stage

To make your probate house more appealing to potential buyers, invest time in cleaning, decluttering, and staging the property. A well-maintained and staged house gives buyers a positive impression and increases the chances of a quick sale. Clear out personal belongings, tidy up the yard, and consider minor repairs or improvements to enhance the overall appearance.

5. Market Effectively

Implement a comprehensive marketing strategy to attract potential buyers to your probate house. Utilise online listing platforms, social media channels, and traditional marketing methods to reach a broader audience. Highlight the unique features and selling points of the property in your listings to generate interest and inquiries.

6. Consider Cash Buyers

If you’re looking to sell your probate house quickly and without the hassle of traditional sales methods, consider working with cash buyers like We Buy Any Home. These companies specialise in purchasing properties as-is, eliminating the need for repairs, renovations, or extensive marketing efforts. Cash buyers can provide a fast, hassle-free solution for selling your probate house and offer a quick cash offer.

7. Prepare Necessary Documentation

To sell a probate house, you’ll need to gather and organise all the required documentation. This may include the death certificate, will, letters testamentary, and any other relevant legal documents. Having these documents readily available will streamline the selling process and prevent unnecessary delays.

8. Be Prepared for Negotiations

When potential buyers express interest in your probate house, be prepared for negotiations. Determine your bottom line and set clear expectations for the selling price. Working with a real estate agent can be beneficial during this stage, as they can handle negotiations on your behalf and ensure you secure a fair deal.

Selling a probate house quickly requires careful planning, proper execution, and sometimes the assistance of professionals or cash buyers. By following these eight tips, you’ll be well-equipped to navigate the probate house-selling process successfully. Whether you choose to go the traditional route or explore cash buyers, you can sell your probate house quickly and efficiently, enabling you to move forward during this challenging time.

What Cyber Assessments Does My Business Need?

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The advent of the digital age has revolutionized the business world, ushering in remarkable progress, efficiency, and convenience. However, with these advantages comes a growing need for robust cybersecurity to protect businesses from cyber threats. Cyber assessments have now become an integral part of risk management strategies in organizations. Let’s explore the types of cyber assessments that your business may require to ensure its security.

Cyber Risk Assessment

The first and perhaps most fundamental step in establishing a cybersecurity infrastructure is conducting a Cyber Risk Assessment. It evaluates your organization’s exposure to cybersecurity threats, ranging from potential data breaches to malicious attacks. With a comprehensive understanding of your business’s vulnerabilities, you can develop an efficient and targeted strategy to mitigate these risks.

Vulnerability Assessment

Next on the list is the Vulnerability Assessment. It is an in-depth evaluation of your IT infrastructure, aiming to identify weaknesses in systems, networks, and applications. This type of assessment uses automated tools and manual techniques to discover exploitable vulnerabilities. Regular vulnerability assessments can aid in staying ahead of evolving threats and ensuring your security measures are always up-to-date.

Penetration Testing

Penetration testing, commonly referred to as a “pen test,” is a faux cyber-assault carried out on your computer system to scrutinize its security measures. Pen testers or ethical hackers use the same tactics and techniques as cybercriminals but in a controlled and safe environment. This assessment allows businesses to uncover potential weaknesses in their defences before malicious attackers do.

Compliance Assessment

If your business operates in an industry that must adhere to certain regulatory standards such as HIPAA, PCI DSS, GDPR, or others, a Compliance Assessment is indispensable. This ensures that your organization’s cybersecurity protocols meet the necessary regulatory requirements, thus avoiding potential fines and legal complications.

Incident Response Assessment

An Incident Response Assessment is a proactive approach to preparing your business for a cyber incident. It assesses your organization’s capability to respond and recover from a cybersecurity incident efficiently. This type of assessment helps ensure you have a well-defined and actionable plan in case of a breach.

Littlefish Cyber Assessment

One example of an external cybersecurity firm that can provide comprehensive cyber assessments is Littlefish. Littlefish cyber assessment offers a robust cyber assessment service. They evaluates your current security posture, identifies areas of risk, and recommends measures to improve your defences. This analysis covers a wide range of areas, from infrastructure and data security to regulatory compliance and incident response.

Social Engineering Assessment

Often, the human factor can represent the most vulnerable aspect in the realm of cybersecurity. Social Engineering Assessments are designed to identify areas where employees may be vulnerable to social engineering attacks, such as phishing, spear phishing, or baiting. Educating staff and implementing strategies to guard against these types of attacks can drastically enhance your organization’s cybersecurity.

 

In conclusion, different types of cyber assessments play a critical role in ensuring your business’ security in the digital age. It’s vital to regularly review and update your cybersecurity strategy, adapting to the evolving threat landscape. By identifying potential weaknesses and implementing effective defences, your business can maintain its digital integrity and safeguard its valuable assets.

Selling Your Home for Cash in the UK

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Are you in search of a fast and hassle-free method to sell your home? Selling your home for cash can be a great option, especially if you’re in a hurry or want to avoid the traditional real estate market. In this comprehensive guide, we will walk you through the process of selling your home for cash in the UK, providing you with valuable insights and tips to make the most out of your sale. So, let’s dive in!

1. Understand the Benefits of Selling Your Home for Cash

Selling your home for cash offers several advantages. Firstly, it provides a speedy process, allowing you to sell your property quickly without the lengthy delays associated with traditional sales. Secondly, selling for cash eliminates the need for real estate agents, which means no commissions to pay. Lastly, it offers a hassle-free transaction, as cash buyers often purchase properties as-is, saving you from costly repairs or renovations.

2. Research Cash Home Buyers

Before jumping into the process, it’s essential to research and find reputable cash home buyers in the UK. Look for companies or individuals with a track record of successful transactions and positive customer reviews. One such trusted cash home buyer in the UK is Shyft. Their professional and transparent approach ensures a smooth selling experience.

3. Assess the Value of Your Property

To determine the fair market value of your property, consider getting a professional appraisal. While cash buyers typically offer slightly less than the market value, an appraisal will give you an idea of what you can expect. This will help you negotiate a fair deal and avoid any surprises during the transaction.

4. Prepare Your Property for Sale

Although cash buyers often purchase properties as-is, it’s still essential to make your home presentable. Clean and declutter the space to make it more appealing to potential buyers. Minor repairs and a fresh coat of paint can also go a long way in increasing the overall value of your property.

5. Gather the Necessary Documents

Before finalising the sale, you’ll need to gather all the necessary documents. These typically include title deeds, property information forms, energy performance certificates, and any relevant warranties or guarantees. Having these documents ready in advance will help streamline the process and avoid any delays.

6. Negotiate and Accept an Offer

Once you receive an offer from a cash buyer, it’s time to negotiate the terms. While cash offers may be slightly lower than market value, consider other factors such as the speed of the sale and the elimination of agent fees. Review the offer carefully and, if satisfied, accept it.

7. Complete the Sale

Once you accept an offer, the buyer will conduct their due diligence and arrange for a survey. During this period, the buyer may request additional documents or inspections. Once the buyer is satisfied, a completion date will be set, and the final sale documents will be prepared. On the agreed-upon date, the transaction will be completed, and you will receive the cash for your property.

Selling your home for cash in the UK can be a convenient and stress-free process if you follow these steps and work with a reputable cash home buyer like Shyft. By understanding the benefits, researching cash buyers, preparing your property, gathering necessary documents, negotiating offers, and completing the sale, you can ensure a smooth and successful transaction. So, why wait? Take control of your home sale and experience the ease and efficiency of selling your home for cash.

The 8 Best Crypto Loaning Platforms

Nowadays, more and more crypto investors use platforms for crypto loans to borrow and lend digital assets. These sites allow individuals to use their digital holdings as security to get a crypto loan or lend assets to others. In this page, we will investigate the top eight platforms for borrowing and lending cryptocurrency. Keep reading to find the right site for you today!

What Is Crypto Loaning?

“Crypto loaning” refers to borrowing or lending digital assets, usually through a peer-to-peer platform. Borrowers can obtain cryptocurrency loans by using their crypto as collateral. On the other hand, lenders can earn interest on their crypto holdings by lending them to borrowers. This article has something for everyone, whether you are a lender or a borrower. 

To get a loan both parties agree to the loan’s conditions. These are usually enforced by smart contracts on the blockchain. The loan terms typically include the amount borrowed, the interest rate, and the payback schedule. Ultimately, crypto loaning allows people to use their cryptocurrency holdings to obtain funds or generate passive revenue.

What Is the Difference Between CeFi and DeFi Loans?

Centralised finance (CeFi) loans are provided by institutions such as banks or other financial intermediaries. These loans often require a credit check. Borrowers must also fulfil specific qualifying requirements, such as having a strong credit history or having enough collateral. CeFi loans are typically offered in fiat currency and are subject to government regulation. In recent years, CeFi crypto loans have also become more widespread.

On the other hand, decentralised finance (DeFi) loans are provided by decentralised platforms like blockchain-based lending protocols. DeFi loans are usually collateralised with cryptocurrencies and do not require a credit check or other traditional eligibility criteria.The securities are held in decentralised digital wallets. This gives borrowers complete control over their funds and makes the loan process transparent.

DeFi crypto loans won’t require much personal info because they use smart contracts to ensure you meet the loan terms. They are excellent if you want a level of anonymity from the process. CeFi crypto loans, on the other hand, may require extra verification and KYC procedures. They are easier to get than loans issued by traditional banks, and most do not require credit checks.

What Do I Need to Get a Crypto Loan?

To take out a crypto loan, you only need a computer, stable WiFi, plus the following:

  • Crypto wallet – You need a digital wallet to store cryptocurrencies, so get one soon. Verify that the wallet works with the cryptocurrency you intend to use as loan collateral.
  • Cryptocurrency – The majority of cryptocurrency lenders demand that you offer crypto as security to protect the loan. Platforms like Bitcoin 360 AI iFex are an excellent place to get a hold of crypto if you haven’t already. There you can match with a capable crypto broker in your area, who can help you better understand and acquire cryptocurrencies by providing you with an endless supply of experienced advice. 
  • Crypto loan platforms – Finally, you must find the right crypto lending platform for your crypto loan. Depending on the lender and the kind of crypto you’re using, different amounts of collateral may be required.

To help you find a suitable website, we highlighted the top lending platforms in the next section.

8 Best Crypto Lending Platforms

In the following few paragraphs, we have carefully hand-picked the best crypto loan providers. Are you looking to get fiat currency or another form of crypto assets in exchange for yours? Perfect – there’s a platform for everyone here.

BlockFi – Best for Direct Deposit to Banks

As a member of the popular crypto lending platform BlockFi, you can earn interest on any cryptocurrency investment. You can also use Bitcoin, Litecoin, and Ether, among other assets, for your collateral. To top it all off, you can borrow up to 50% of the worth of your crypto. As a member of BlockFi, you can indulge in the easy-to-use interface and manage your loans in seconds. Additionally, you can also download their app, available for both iOS and Android users.

NEXO – Best for Very Low Interest Rates

Another platform we are confident you’ll like is NEXO – one of the largest crypto lending websites. What makes it so appealing? Clearly, something – to house over 5 million users worldwide. NEXO offers some of the highest returns on loaned funds. Users also benefit from ultra low interest rates. As a NEXO user, you can get a hold of the NEXO native token. This allows you to receive awards each time you pay. Furthermore, you have the option to receive your profits in NEXO tokens. Instead of getting the original token you lent out, the platform will award an additional 2% bonus. Pretty great deal, don’t you think?

YouHodler – Best for Various Collateralized Assets, Including New Tokens

We’ve got your back if you are looking for crypto-backed loans with tons of token options. YouHodler offers over 58 digital currencies! It’s a leader in crypto-backed loans with a loan-to-value ratio of up to 90%. You may also borrow with an indefinite loan term – only pay interest once at the end of the period. There is no need to make weekly, monthly, or quarterly payments! A perfectly flexible option.

SALT Lending – Your Monthly Repayments Earn You a crypto Asset

You can get a crypto loan at the emerging SALT Lending platform, too. All you need to do is hop on their site and register. To open an account, you must first finish the process of verifying your identity. We like SALT because of its customisable loans. You can select your borrowing preferences to best suit your financial situation. Once you have sent your assets to the SALT collateral asset wallet, you will receive cash, USDC, or TUSD.

Crypto.com – Best Safe and Secure Crypto Loan Platform

Are you looking for a great website to monetise your crypto assets? Crypto.com is the place to be. You can repay loans on schedule and send credit directly to your crypto wallet. You won’t need to go through a credit check if you want to join Crypto.com. 

Another excellent perk is paying what you want instead of sticking to monthly concrete sums. You won’t be charged fees for late payments either! Lastly, Crypto.com is one of the safest websites for obtaining a crypto loan.

Unchained Capital – Best In Terms of Variety of Crypto Assets

Our penultimate recommendation is Unchained Capital. The platform is ideal for long-term crypto holders. The staff are there to help you with anything, such as capital gains tax and debt consultation. It doesn’t end there, of course. 

Why not give their loan calculator a try? You can automatically calculate the interest rate of your loan. Not to mention you can deduce your principal loan based on the number of collateral assets you have. You can also select from two loan terms – 6 and 12 payments. Overall, Unchained Capital has made it a priority to help you conveniently take out a crypto loan.

AAVE – Best for Pooling Real-World Assets Like Real Estate

AAVE is one of the most powerful crypto borrowing platforms. You can loan at variable interest rates based on market demand. If you are a developer and want a crypto loan without securities, you should join AAVE. Are you looking for a decentralised loan platform that enables you to earn market demand-based interest on your deposits? We are confident you’ll love AAVE. 

You can use the open-source application and interact through APIs, user interface clients, or smart contracts on Ethereum. Unlike on other platforms, you may earn interest on deposited assets, which offsets the interest rates accumulated on borrowing.

CoinRabbit – Best for Instant Crypto Loans

Are you after top-notch security? Then head to one of the safest sites for crypto lending – CoinRabbit. You can save cryptocurrency and earn interest at predetermined rates on that cryptocurrency if you join CoinRabbit. Meaning it’s perfect for both crypto lenders and crypto borrowers!

You may also borrow cryptocurrency backed by those same crypto savings. In addition, the website offers several functionalities that make taking out a loan super easy. Simply enter the loan amount or the amount of collateral, the collateral coin, and the LTV%, and voila! You’ve got yourself a perfectly tailored loan plan.